December 23 Crypto Spotlight: XRP, ADA, and BNB – Top Picks for Your Portfolio Now

Forget the traditional finance playbook—these digital assets are writing their own rules. As 2025 winds down, three established giants are flashing signals that demand attention from anyone serious about crypto exposure.

XRP: The Regulatory Marathon Runner

XRP keeps dodging legal bullets and banking partnerships in equal measure. Its core utility—settling cross-border payments in seconds for pennies—remains a siren song for institutions tired of SWIFT's glacial pace and hidden fees. Every court ruling that doesn't spell doom sends another ripple of speculative energy through its chart.

Cardano's ADA: The Methodical Builder

While other chains hype, Cardano builds. Its peer-reviewed, evidence-based development approach might lack meme-coin frenzy, but it cultivates a different kind of fervor: developer loyalty. The ecosystem's slow-and-steady expansion of DeFi and smart contracts aims for resilience over raw speed, betting that robust infrastructure wins the long game.

BNB: The Ecosystem Powerhouse

BNB transcends the 'exchange token' label. It's the lifeblood of the BNB Chain, fueling everything from transaction fees and NFT mints to exclusive token launches. Its value is directly tied to the network's usage—a self-reinforcing loop that grows stronger with every new project launched on its sprawling, if sometimes centralized, web.

Choosing these isn't a bet on overnight moonshots; it's a calculated position in protocols with battle-tested networks, clear use cases, and the liquidity to handle serious capital. In a sector obsessed with the 'next big thing,' sometimes the smartest move is backing the giants already shaping the landscape—just don't expect your traditional financial advisor to understand that. They're still figuring out how to charge a 2% management fee for it.

#1 – XRP (XRP)

XRP (XRP) has been resilient to the latest downturn and has booked a mild 8.5% loss in 2025. In contrast, other altcoins like solana (SOL) have shed over a third of their value.

The latest price action shows that XRP just bounced off a key trend line support and is once again recovering after hitting the $1.9 mark.

This is a relevant demand zone from which XRP has bounced off strongly in the past. If the price climbs above $2.2 in the next few days, this could set XRP on course to $3.

#2 – Cardano (ADA)

Cardano (ADA) has experienced big losses recently. However, it could be ready for a rebound as it approaches a former area of strong accumulation.

The launch of the privacy-focused Midnight L2 could kickstart a new era for this blockchain project.

The price action shows that a descending price channel has formed as a result of ADA’s bearish behavior since early October.

Investors accumulated ADA tokens heavily within the $0.30 and $0.35 range. Hence, this is a key area to watch from which the price could bounce off if buying interest persists.

A break above $0.40 WOULD confirm a trend reversal and could set ADA on track to recover to at least $0.60, meaning a 50% upside potential in the near term.

#3 – BNB Coin (BNB)

Last but not least, BNB Coin (BNB) surprised the market this year after making a new all-time high at $1,360.

As a result, it is the top-performing token in the top 5 despite the recent downturn, with year-to-date (YTD) gains of 21.5%.

BNB has found strong support at $825 and has bounced off this level multiple times. As a result, a descending triangle has formed.

As the price compresses, the market will likely make a decision on the trajectory that BNB will take moving forward in the next few days.

A decisive MOVE above $900 would confirm a bullish outlook that could set BNB Coin on track to hit $1,000 first and then $1,360 if enough positive momentum builds up.

#4 – SUBBD (SUBBD)

Well-established tokens are not the only ones that offer attractive upside potential as top crypto presales like SUBBD (SUBBD) could outperform the market.

This project changes the game for influencers and content creators by leveraging the power of Web 3 and artificial intelligence.

SUBBD ($SUBBD) is building a creator-focused platform designed to simplify how content is made, managed, and monetized.

Instead of juggling multiple AI tools, editors, and payment systems, SUBBD aims to put everything in one place.

Creators can generate content by using AI, edit it, and publish directly on the platform. Fan engagement is also baked in, with Web3 features that unlock new ways to interact, subscribe, and support creators.

Payments run through the $SUBBD token, which is used for subscriptions, exclusive content, staking, and other platform actions.

To buy $SUBBD at its presale price, simply head to the official SUBBD website and LINK up a compatible wallet (e.g. Best Wallet).

You can either swap USDT or ETH for this token or use a bank card instead.