64% of French Consumers Ready to Spend Crypto – Survey Reveals Mass Adoption Shift
France's crypto revolution hits mainstream: Nearly two-thirds of citizens now open to digital asset payments.
Breaking the baguette barrier
Traditional finance scoffed when Bitcoin hit €50K. Now 64% of France's population would rather pay in crypto than listen to another banker explain 'blockchain risk.' The survey exposes what we've known for years - fiat loyalty crumbles faster than a croissant left overnight.
From boulangeries to Bordeaux
Merchants take note - those holding out on crypto payments are leaving money on the table. The numbers don't lie: France's crypto conversion cuts deeper than any EU regulation ever could. Next stop? Watching legacy financial institutions scramble to rebrand their 'innovative digital asset solutions' (read: five-year-late stablecoin projects).
Adoption doesn't wait for permission - it bypasses gatekeepers entirely. And right now, France is holding the door wide open.
In Brief
- 63.98% of interested French people plan to buy crypto in the very near future.
- 35.1% would invest €1,000 in crypto, ahead of stocks, real estate, or traditional savings.
- Grand Est and Occitanie are becoming the new fertile grounds for crypto adoption in France.
- WhatsApp and Telegram outrank banks as trusted sources of information about cryptos.
Occitanie, Grand Est: when France discovers a crypto heart
While Paris is digesting itsand debts, the provinces are looking ahead. Areveals a striking fact:plan to buy soon. In this trend, Occitanie and Grand Est stand out as the most enthusiastic, even surpassing Île-de-France.
Even more surprisingly,, a subtle but powerful cultural shift. Alix Bouxaguet from Kraken asserts:
We are no longer facing a population solely speculative or short-term. These French people now see cryptocurrencies as a natural part of their financial daily life. Our responsibility, as ecosystem players, is to support this dynamic with more education, accessibility, and clear regulation.
Behind this awareness lies a reality: 31.1% already hold crypto-assets, and 32% have recently made transactions. Cryptos are no longer a trend but a conscious choice. This is even felt in private conversations: 23.2% consider their friends the most reliable sources of information. On WhatsApp, Telegram, and at the café, crypto is now part of the discussion.
A €1,000 bill? The French response speaks volumes
Imagine a French person suddenly finds €1,000 in their account, dropped from the sky. What do they do? According to the study,. A revealing reflex of a shift in mindset towards crypto-assets.
Here are the figures tipping the balance:
- 63.98% of French non-holders of crypto plan to buy soon;
- 34% want to include crypto in their savings or retirement plan;
- 75.7% identify with the idea that crypto resembles them;
- 18% use messaging apps as their preferred source of crypto information;
- 62.7% would choose to invest all or part of an unexpected sum.
A diffuse but robust adoption, driven by desires for freedom, yield, and sometimes… distrust of traditional solutions. Bouxaguet reminds us: “The crucial role of personal relationships in building trust around cryptos is indisputable. That is precisely why we organized the ‘Kraken Tour’ in 21 French cities.”
This crypto-friendly France is only waiting for. The ball is in the court of regulators, platforms, and especially banks, often reluctant to popularize these new products.
Recently, another proposal has emerged: the Livret d’Épargne Populaire. The Banque de France sees in it a solution to the fall of the Livret A rate to 1.7% as of August 2025. This book, still underused, offers a 2.7% yield for modest households. Will it be enough to slow the rush towards crypto-assets? Nothing is less certain. The French seem to have already taken a step toward elsewhere.
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