Ripple’s SEC Battle Ends: Is a Massive Price Surge Next?
Ripple just shook off its three-year legal nightmare with the SEC—and the crypto world is holding its breath.
The Verdict's Impact
No more courtroom drama. No more regulatory uncertainty. That cloud hanging over XRP? Vanished overnight. Markets hate uncertainty more than bad news, and Ripple just got the all-clear.
Institutional Gates Swing Open
Banks and payment providers that were sitting on the sidelines now have a green light. Ripple's ODL technology bypasses traditional banking delays—and suddenly looks a lot more attractive without legal threats looming.
The Crypto Market's Mood
Watch the trading volumes. They're already spiking. Traders love a comeback story, especially one that involves beating the feds. Nothing gets buys flowing like a good 'stick-it-to-the-man' narrative.
But keep one eye open. Crypto pumps on hype and dumps on reality—just ask any bag-holder from the last cycle. Regulatory clarity is priceless, but it doesn't pay the bills. Ripple's real test? Delivering actual utility, not just a good legal team.
Image source: Getty Images.
Trump's executive order gives an extra boost to XRP and other tokens
Coincidentally, U.S. President Donald TRUMP signed an executive order on Aug. 7, the same day as Ripple and the SEC's joint filing, allowing cryptocurrencies to be included in 401(k) retirement accounts. XRP's price jumped by 11% to $3.32, outpacing bothandthat day.
It was XRP's biggest single-day gain since July 17, when the coin surged roughly 14% after House lawmakers advanced the Genius Act, a bill aimed at regulating stablecoins and integrating them into everyday finance. While XRP isn't a stablecoin, Ripple's own USD-peggedcoin helped fuel Optimism within the Ripple ecosystem. When the bill's approval was announced, Ripple CEO Brad Garlinghouse showed his support on social media platform X, stating that the Trump administration was the most "crypto forward" in U.S. history.
Is there another price surge for XRP on the horizon?
After four straight days of losses, XRP bounced back on Aug. 12 with a roughly 4% gain. And while it has pulled back since reaching a record high of $3.66 in early July, that kind of retracement is common for volatile assets.
The bullish day can be linked to the 90-day extension of the U.S.-China tariff freeze. The crypto market has often reacted to tariff news, including a sharp sell-off when "Liberation Day" tariffs were announced in early April. The uncertainty around tariff policy tends to amplify the instability and volatility of XRP.
The coin is struggling against resistance between $3.40 and $3.50 and may need significant news to break and hold above that range. Until then, it doesn't seem that a surge is coming soon.
Should you buy XRP right now?
Floating at around $3.25 as I write this, XRP looks a bit overbought. If investors are willing to wait for at least a 10% retracement, there is promise for a good purchase. The court case is now in the rearview mirror, and Ripple is investing more into the stablecoin space by purchasing the stablecoin payment platform Rail. And if adoption for RLUSD rises over time, it could create even more demand for XRP.
Financial institutions have already started incorporating XRP and/or Ripple's high-speed Ripple Ledger blockchain for cross-border payments. Some of the bigger names include, MoneyGram, and. It appears that the coin is here to stay for the long term and will likely develop an even larger role in the American financial system as the country becomes more crypto-friendly. That all being said, the crypto market is unregulated and will remain much more volatile than traditional assets. Investors should invest only money they can afford to lose.
But in the short term, investors should wait to purchase the coin and be aware of how international tariffs play out, as these extended freezes can only last for so long.
