XRP to $50? Crypto Analyst Predicts Explosive Rally If Ripple Secures Bank License
Ripple's XRP could skyrocket to $50—if the fintech giant clears one critical regulatory hurdle.
Bank license or bust? Crypto markets are buzzing after a prominent analyst doubled down on XRP's moonshot potential. The catch? Ripple needs to transform from payments disruptor to fully licensed bank—a move that would rewrite the rulebook for crypto-fiat bridges.
Wall Street skeptics are already rolling their eyes. 'Another crypto pipe dream,' muttered one hedge fund manager between sips of his $28 artisanal cold brew. But the numbers don't lie: XRP's liquidity corridors handled $15B last quarter—proof that someone's using this thing.
The real question? Whether regulators will play ball. A green light could send XRP past its 2018 peak; a rejection might leave it stranded in altcoin purgatory. Either way, grab the popcorn—this regulatory showdown could define crypto's next decade.
Impact On XRP Price
In a follow-up post, Van Code did something he says he rarely does: offer a specific xrp price prediction. “I usually don’t predict XRP price but often get asked, so here it is FINALLY,” he wrote. “My opinion is $30–$50. And this is no shill, I don’t expect anyone to agree with me. I am not prophet or time traveller. But my investment in XRP is based on this opinion.” While he didn’t commit to a timeframe, he emphasized that such targets are not arbitrary, but grounded in a set of unfolding macro and market catalysts.
Among those catalysts, Van Code cited potential XRP spot ETF approval and an estimated $20–$50 billion in institutional capital inflows. He also pointed to a potential master account approval coupled with RippleNet capturing 20–30% of the $1 trillion cross-border payments market, and global adoption of XRP as a bridge asset for central bank digital currency (CBDC) corridors in over 50 countries.
Van Code further noted the rising use case for Ripple’s stablecoin RLUSD, arguing that demand for a Fed-backed digital dollar would reinforce XRP’s utility as a bridge currency. He also floated the idea that XRP could be used in Saudi oil settlements, citing Ripple’s confirmed 2024 collaboration with the Saudi central bank as a possible foundation for that evolution.
His posts have struck a chord in the XRP community. “People weighed in on XRP price… Lots of interesting opinions. But common across all is everyone expecting price to at least 5x. This is a great sign,” he said.
The idea that XRP could rise to $30–$50 implies a market cap in the trillions, something skeptics will call out as unrealistic. But for XRP holders, especially those who see Ripple’s regulatory path as a backdoor to institutional legitimacy, the confluence of a Fed master account, bank charter, ETF inflows, and global adoption isn’t merely theoretical. It’s a roadmap.
At press time, XRP traded at $2.27.
