XRP Hits Record-Breaking Accumulation Phase in 2025: What’s Driving the Surge?

• Why Is XRP Seeing Unprecedented Accumulation in 2025?
• Key Technical Signals Supporting the Bullish Case
• The NVT Ratio Warning: Is XRP Overheating?
• How Does XRP’s Performance Compare to Other Altcoins?
• FAQ: Your XRP Accumulation Questions Answered

XRP has just marked its strongest accumulation phase in over two years, defying the broader crypto market’s uncertainty. While altcoins struggle to regain momentum, Ripple’s cryptocurrency is stealing the spotlight with unprecedented investor activity. This surge, backed by soaring volumes, has reignited speculation about a sustained bullish reversal. Here’s a deep dive into the data, technicals, and potential pitfalls ahead.

Why Is XRP Seeing Unprecedented Accumulation in 2025?

Over the past month, investors have scooped up a staggering 1.7 million XRP tokens—the largest accumulation spike since early 2023. According to on-chain data from CoinMarketCap, this mirrors growing confidence in XRP’s fundamentals despite market-wide volatility. Notably, long-term holders are leading the charge, with exchange reserves dropping to multi-year lows. The BTCC research team notes this aligns with historical patterns where prolonged accumulation precedes major price breakouts.

Key Technical Signals Supporting the Bullish Case

XRP’s price action tells an equally compelling story. As of September 2025, the token hovers at $2.83—just below a critical resistance level at $2.85 (per TradingView charts). A decisive flip of this zone could trigger targets at $2.95 and $3.07, levels last tested during the 2023 rally. Three factors stand out:

• Volume surge: Daily trading volumes spiked 240% month-over-year.
• Holder behavior: Addresses holding 1M+ XRP grew by 8%.
• Market sentiment: Weighted sentiment turned positive for the first time since Q2 2025.

The NVT Ratio Warning: Is XRP Overheating?

Not all indicators paint a rosy picture. The Network Value to Transactions (NVT) ratio—a metric comparing market cap to transaction volume—just hit a two-month high. Historically, such spikes precede corrections when network usage fails to justify valuations. If XRP gets rejected at $2.85, supports await at $2.73 and $2.64. As one analyst quipped, "This isn’t FOMO yet, but it’s definitely FOCO—Fear of Correction."

How Does XRP’s Performance Compare to Other Altcoins?

While ethereum and Solana languish below key moving averages, XRP’s relative strength index (RSI) remains healthily at 58—neither overbought nor oversold. Data from BTCC Exchange shows XRP futures open interest climbing steadily, suggesting traders are positioning for volatility. Interestingly, this divergence from altcoin peers echoes 2021’s "Ripple rally" pre-bull run.

FAQ: Your XRP Accumulation Questions Answered

What triggered XRP’s accumulation spike?

The convergence of three factors: 1) Ripple’s legal clarity after the SEC settlement, 2) Rising institutional interest in payment-focused cryptos, and 3) Technical breakout patterns attracting swing traders.

Is now a good time to buy XRP?

This article does not constitute investment advice. That said, the $2.64-$2.73 zone offers stronger risk/reward for new entries if a pullback occurs.

Could XRP hit $3 in 2025?

Technically possible if $2.85 breaks with volume, but the NVT ratio suggests caution. Monitor on-chain activity for confirmation.