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Pepe (PEPE) Loses Steam as Investors Shift to Utility-Driven Projects – Mutuum Finance (MUTM) Sees Whale Buying Frenzy

Pepe (PEPE) Loses Steam as Investors Shift to Utility-Driven Projects – Mutuum Finance (MUTM) Sees Whale Buying Frenzy

Author:
D3V1L
Published:
2025-07-17 21:16:02
6
3


The meme coin craze is showing signs of fatigue, with Pepe (PEPE) losing momentum as investors pivot toward utility-focused projects like Mutuum Finance (MUTM), which is witnessing a surge in whale accumulation. Mutuum’s presale has already raised over $12.5M, with Phase 5 selling out 80% at $0.03 before a 16.67% price hike in Phase 6. Meanwhile, PEPE struggles with volatility despite whale buys worth $2.68M. Here’s why DeFi’s new darling might be stealing the spotlight.

Why Is Pepe (PEPE) Cooling Off While Whales Keep Buying?

Pepe (PEPE) is trading at $0.00001238, up a modest 0.80% in 24 hours but down 3% intraday amid heavy trader sell-offs. Data from TradingView shows PEPE fluctuating between $0.00001268 and $0.00001169, with high volatility (7.7%) capping any major rebound. Interestingly, Ethereum-based whale wallets grew 1.4% this week, per CoinGlass, suggesting accumulation despite the downtrend. "This divergence hints at a ‘buy the dip’ strategy," notes a BTCC analyst, "but retail fatigue is real—investors want projects with real-world use cases now."

Mutuum Finance (MUTM) Presale Hits $12.5M – Why Are Whales Flocking Here?

Mutuum Finance’s presale has drawn 13,500+ investors, with Phase 5 nearly sold out at $0.03 before a 16.67% jump to $0.035 in Phase 6. The $12.5M raise signals strong confidence in its dual lending model: passive income via USDT pools and peer-to-peer (P2P) loans without intermediaries. "It’s the DeFi 2.0 playbook—combining yield stability with user autonomy," says a crypto fund manager. Compare that to PEPE’s meme-driven swings, and the shift makes sense.

How Does Mutuum’s Dual Lending Model Work?

Mutuum offers two paths:

  1. Passive Income: Lend USDT to smart contract pools for steady returns.
  2. Active P2P: Negotiate loans directly, bypassing third parties—ideal for volatile collateral.
This hybrid approach tackles DeFi’s liquidity fragmentation while catering to both cautious and aggressive investors. "Think of it as a Swiss Army knife for crypto loans," quips a Discord community mod.

CertiK-Audited and Bug Bounty Backed: Is Mutuum Secure?

With a 95.0 audit score from CertiK and a $50K USDT bug bounty program (split into Critical/Major/Minor tiers), Mutuum prioritizes security—a stark contrast to meme coins’ "trust me, bro" vibes. Its upcoming Ethereum-based stablecoin adds institutional appeal. "Audits aren’t sexy, but they’re non-negotiable for long-term players," emphasizes a CertiK representative.

Mutuum’s $100K Token Giveaway – Marketing Genius or Desperation?

Ten lucky winners will bag $10K MUTM each in Mutuum’s giveaway—a "thank you" to early backers. While some dismiss it as hype, others argue it’s savvy growth hacking. "Free tokens grease the adoption wheels," admits a presale participant, "but the real test is post-launch utility."

Pepe vs. Mutuum: What’s the Smart Money Betting On?

PEPE’s whale activity ($2.68M buys) suggests accumulation, but Mutuum’s $12.5M presale and 13,500-holder base reveal where institutional interest lies. "Meme coins are carnival rides; Mutuum’s building railroads," summarizes a BTCC trader. Still, this article does not constitute investment advice—DYOR!

FAQ: Pepe (PEPE) and Mutuum Finance (MUTM)

Why is PEPE’s price struggling?

PEPE faces sell pressure from traders and high volatility (7.7%), despite whale accumulation. Market sentiment is shifting toward utility projects.

What makes Mutuum Finance unique?

Its dual lending model combines passive income pools with P2P loans, audited security (CertiK 95.0), and a $50K bug bounty.

When does Mutuum’s Phase 6 presale start?

Exact dates aren’t public, but Phase 5 is 80% sold at $0.03—Phase 6 will hike prices by 16.67%.

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