Tokenization Could Become the Backbone of Global Financial Infrastructure, Says Bybit EU

Forget the old guard—the real financial revolution is being built on-chain.

Bybit's European arm just dropped a bombshell prediction: tokenization isn't just another tech trend. It's the future skeleton of the entire global money system. We're talking about stocks, bonds, real estate—everything—getting a digital twin on a blockchain.

The New Plumbing of Finance

This isn't about swapping JPEGs. Tokenization cuts out the middlemen, the custodians, and the legacy settlement systems that move at a snail's pace. It bypasses the traditional gatekeepers, allowing assets to be traded, divided, and settled 24/7 on a global ledger. Imagine a world where a Tokyo-based investor buys a slice of a Parisian apartment before their morning coffee settles—that's the promise.

Why This Time Is Different

Previous waves of fintech just put a shiny app on top of creaky old infrastructure. Tokenization rewires the foundation. It brings transparency to opaque markets and liquidity to assets that were previously frozen. The institutions are finally waking up, not because they love decentralization, but because they hate inefficiency—and losing money.

A Cynical Nod to Wall Street

Let's be real—the same banks that once called crypto a scam are now racing to build their own tokenized vaults. The motivation isn't purity; it's profit. They've seen the margins in TradFi shrinking and recognize a new fee structure when they see one.

The bottom line? The financial world is preparing for a structural shift. Whether driven by idealism or sheer greed, the move toward a tokenized backbone is accelerating. The question is no longer 'if,' but 'how soon'—and who gets to write the rules.

Tokenization may displace legacy tech

Tokenization may displace some outdated frameworks based on legacy technology and financial models. To use the full potential of tokenization, players must still solve the issues of fragmentation and limited interoperability. 

‘Seeing the industry come together was invaluable at a time when we at Bybit EU are trying to build both the scalable infrastructure and the necessary guardrails for the digital asset class,’ said Harer.

Harer still believes tokenization will become a critical component of the financial infrastructure that will serve operations in the future. 

Bybit focuses on fighting crypto crime

Harer also joined a discussion panel on financial crime, examining the role of exchanges to stop fraud. Bybit, which survived a $1.5B heist, notably cooperated with exchanges on tracking and clawing back some of the stolen funds. 

Harer noted that bad actors are becoming more organized and attempting more complex attacks with new tools. Bybit EU has already added new measures to uphold user safety, in part under the MiCAR laws and requirements.  

Bybit already mentioned its increased EU compliance with the latest full MiCAR certification. 

The discussion also noted emerging technology becoming a threat vector, such as deepfake-enabled impersonation and automated phishing. 

Harer noted exchanges had a role in effective identification and identity verification. He added that new types of financial crime require advanced detection tools, but also transparency and industry-wide shared efforts. Exchanges currently react to signals, though some platforms are still used by hackers to swap or disguise funds, with no resort to freezing or clawing back lost tokens. 

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