Why Shiba Inu (SHIB) and Dogecoin (DOGE) Millionaires Are Obsessively Watching This DeFi Crypto in 2026

The memecoin moguls are shifting their gaze—and their capital.

For years, the fortunes of Shiba Inu and Dogecoin holders were built on viral momentum and community fervor. Now, a new breed of decentralized finance protocol is capturing the attention of these seasoned, if slightly meme-weary, investors. It’s not about the next dog-themed token; it’s about the infrastructure poised to redefine value itself.

The DeFi Temptation: Beyond the Hype Cycle

The allure is simple: tangible utility. While memecoins dance to the tune of social media sentiment, this DeFi project offers a stark contrast—a protocol designed to generate real yield through automated market strategies. It’s the financial engine room compared to the carnival barkers outside. For investors who’ve already won the lottery once, the next logical step is finding a vault to protect and grow that wealth, not just another ticket.

Cutting Out the Middleman, Again

The core promise? It bypasses traditional finance’s gatekeepers entirely. No banks, no brokerages, just code executing complex strategies on-chain. This direct exposure to algorithmic yield generation is the holy grail for crypto natives—it’s what they originally signed up for before the dog pictures took over. It turns capital from a static asset into a proactive, working entity.

A Calculated Pivot for Portfolio Survival

This isn't mere diversification; it's a strategic migration. The smart money from the memecoin rallies knows that past performance is, as the cynical finance adage goes, just a history book—and one that regulators are eagerly rewriting. They’re hedging against the inherent volatility of their joke-coin origins by anchoring into a system with a value proposition beyond a catchy tweet. They’re trading sheer momentum for sustainable mechanics.

The watchlist move signals a market maturing, one where even the winners from the wildest speculative waves seek the solid ground of fundamental innovation. The question is no longer just what will pump next, but what will endure.

From Meme Coin Millionaires to Utility Hunters

In 2021, the price of shiba inu (SHIB) increased by over 1,000,000% while Dogecoin (DOGE) pumped 10,000%. But in both instances, the underlying assets had no real-world use cases, and once the hype died down, SHIB fell by well over 95% from its peak while DOGE fell by more than 80%. Investors who bought these tokens early still managed to make millions. These investors are now turning to  Mutuum Finance as the DeFi crypto shows similar potential but with a utility focus.

Presale Phase Rewards Early Adopters

Mutuum Finance has structured their presale in an approach, whereby the plan benefits those who participate earlier in the presale. From the presale prices of $0.01 to the current price of Phase 4, priced at $0.04, MUTM has recorded 300% growth. The presale will usher in higher prices in the upcoming phases, which makes buying today important for investors seeking huge returns. The project has raised over $19.8 million and attracted more than 18,800 different investors.

Market Interest & Whale Activity

The presale has also attracted the attention of retail participants, as well as large accounts, which goes to prove that the level of confidence in the project remains high. One whale who was early in Dogecoin and Shiba Inu has for instance put $105,000 into the presale. This is a strong vote of confidence in Mutuum Finance as the 2026 bull run draws closer. It also indicates that MUTM has gotten more visibility, which is why it has been identified as one of the cryptos to buy now.

MUTM has a fixed total supply of 4 billion tokens. There will be no minting of new tokens to dilute the market, thus giving MUTM a degree of scarcity. Of the 4 billion tokens, 1.82 billion has been set aside for early investors via the ongoing presale. Over 850 million of these tokens have already been bought up by investors.

Infrastructure & Price Discovery

 For the prices to be accurate and updated, the Mutuum Finance system makes use of chainlink oracles, which validate the prices of the tokens in highly liquid currencies such as USD, ETH, and AVAX. For example, a user can deposit 10 ETH as collateral when ETH is $2,000, giving $20,000 in total value. Using Chainlink’s price feeds, Mutuum Finance could then allow this investor to borrow $14,000 at a 70% LTV ratio. If ETH drops to $1,500, the collateral falls to $15,000, raising the loan-to-value ratio. Accurate, real-time pricing is essential to prevent risk, especially during volatile markets. Mutuum Finance works with fallback oracles, aggregation feeds, and on-chain data to ensure that the prices are always updated regarding the assets’ collateral, risk management, and liquidation. This makes Mutuum Finance the best cryptocurrency to buy now.

Why Investors Are Taking Notice

With its early-stage presale investment model, functional DeFi crypto platform, concept of scarcity, and comprehensive infrastructure, Mutuum Finance has tremendous ROI potential. Unlike Shiba Inu and Dogecoin, the new DeFi crypto offers a strong utility focus and sustainable price drivers. Whale participation further cements the token as the best crypto to buy now.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance