Next Big Cryptocurrency Forms as This Coin’s Phase 6 Hits 99% - Top Analysts Are Glued to Their Screens
The countdown is on. A new contender is emerging from the final stretch of its development roadmap, with its sixth and latest phase hitting the 99% completion mark. The crypto community's most watched analysts have shifted their focus, sensing a potential market shift.
Anatomy of a Launch Phase
Reaching this late stage isn't just a tick on a checklist. It signals the culmination of core protocol upgrades, final security audits, and the last integrations before a full-scale ecosystem rollout. For projects that survive this gauntlet, it often precedes the mainnet switch—the moment a blockchain goes truly live and independent.
Why the Scrutiny?
Market veterans know these final percentage points are where promises either solidify or shatter. It's the pre-launch tension where technical execution meets market hype. Success here can trigger a liquidity surge, new partnership announcements, and a scramble for early positioning by institutional and retail investors alike. A stumble, however, can mean rapid de-listing from watchlists and a quiet fade into obscurity.
The Analyst Lens
Top-tier analysts aren't just watching the progress bar. They're dissecting on-chain metrics for whale accumulation, monitoring developer activity on GitHub, and parsing every Discord announcement for clues about tokenomics and initial exchange listings. Their consensus? This phase transition is a make-or-break liquidity event.
Beyond the Hype Cycle
While the 'next big thing' narrative fuels speculative rallies, the real test comes post-launch. Can it sustain utility beyond the initial pump? Does it solve a genuine problem, or is it just another solution in search of a problem—funded by hopeful investors who missed the last three market cycles? The finance world's cynical take is always ready: another asset class for portfolios that already have too many arrows pointing up and to the right.
The final 1% is where legends are minted and cautionary tales are written. The market holds its breath.
Lifecycle Stage and The Importance of Timing of MUTM
Mutuum Finance (MUTM) lies in-between the stage of development and active use. The protocol has been constructed, security inspections are in progress, and the involvement of the community has been steadily growing. In the past, this stage has been followed by price discovery that is more firm on the DeFi lending-oriented tokens.
MUTM was launched into the market in early 2025 with an initial $0.01 price and followed a formal 250% surge to current $0,035 presale phase 6 price regime. Involvement expanded with growth reports and not necessarily coming in spurts. Investment has exceeded 19.30M, and the number of its holders has already exceeded 18,400. These numbers are pertinent because they are the indicators of early adoption development prior to the usage live.
Mutuum Finance has a set token structure. There is an overall supply of 4B MUTM of which the early distribution is 45.5% or 1.82B tokens. So far, 820M tokens have been sold. The project is in Phase 6 and has already got 99% allocation.
The phases have their set allocation and fixed price. As one phase is completed, the token price automatically rises and the supply with lower prices is eliminated. This develops a supply-based valuation model.
Under a conservative target, which works off the lifecycle timing and tightening supply alone, some analysts are of the view that MUTM WOULD be potentially trading within the $0.15-20 interval by 2026. This is approximately 4x-6x higher than the current Phase 6 price of $0.035, which is not a product of speculation, and motivated by architecture.
The case of Usage Expansion after V1
The subsequent change in valuation is normally initiated on the occasion a protocol becomes usable. As the official X statement shows, V1 will be released on the Sepolia Testnet in Q4 2025. This launch presents the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot, with ETH and USDT being the initials.
After V1 goes live price models start to take into consideration usage. Borrowers open positions. Suppliers yield. mtTokens begin indicating actual interest payment, rather than anticipated interest payment.
After V1, in a slow adoption case, MUTM could be projected to shift to the range of $0.25-$0.30. That means that, beginning at $0.035, it would increase by 7x-9x and is associated with the vendor activity and contribution as opposed to short-term trading.

Why This Construction Reminds Early DeFi Lending Breakouts
Earlier DeFi lending protocols which came to be category leaders also had similar characteristics. Their before launch time was spent in building. They were brought into use with obvious mechanics and risk measures. They associated the value of the token with protocol activity. And they came to active use when supply was already curtailing.
Mutuum Finance is suitable for this frame. It is too early, distribution is on its way and usage commences with V1. It is secured by security preparation, which consists of a CertiK audit with a 90/100 Token Scan rating, continuing page review by Halborn Security, and having a bug bounty of $50K.
Keeping within the existing price of $0.035, the conservative cases lead to potential $0.15-$0.20 in 2027, more dramatic cases to adoption result in $0.25-$0.30 in conservative adoptions and even a bullish projection of $0.35-$0.45 in the long-term.
Such ranges are not assured. They indicate how token lifecycle phases, supply, and usage growth, have in the past determined DeFi lending valuations.
Phase 6 has 99% allocation: Mutium Finance is entering the period during which early-stage DeFi projects frequently undergo valuation frameworks transformations. The supply is narrowing down, the accomplishment of execution is at hand, and the utilization is at hand.
The installation of MUTM may not look outstanding to the observers of the next big cryptocurrency, unless the timing. Having a clear roadmap between the development stage to the activity, this is the reason why the project is currently under observation as the next crypto stage begins.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance