Why Is Kiyosaki Dumping Bitcoin for ’Cash Flow Assets’ Right Now?
The Rich Dad Poor Dad author's latest pivot sends shockwaves through crypto circles—just as Bitcoin approaches new highs.
Behind the Strategic Shift
Robert Kiyosaki's sudden move to liquidate Bitcoin positions contradicts his years of bullish rhetoric. The financial guru now champions "cash flow assets" over speculative digital holdings, timing his exit during what many analysts call crypto's strongest bull run since 2021.
Cash Flow Versus Capital Gains
Kiyosaki's new strategy prioritizes steady income streams—real estate, dividend stocks, and business investments—over volatile crypto appreciation. His public rationale? Predictable returns beat hoping for the next parabolic move. Though some Wall Street veterans smirk at the timing—"always sell when there's maximum optimism" remains their tired mantra.
The Contrarian Playbook
This isn't the first time Kiyosaki's gone against the grain. His previous warnings about dollar collapse made Bitcoin his hedge of choice. Now he's rotating into assets that pay monthly—while the crypto crowd chases 30x moonshots. Classic case of rich people preaching cash flow while retail chases Lambos.
What This Means for Your Portfolio
Kiyosaki's move highlights the eternal tension between growth and stability. Bitcoin maximalists call it heresy. Income investors call it maturity. Either way, it's a reminder that even crypto evangelists eventually want someone else to pay their bills.
Mutuum Finance (MUTM)
Mutuum Finance is in presale but the demand is increasing at a rate much higher as compared to expectations. The current stage of the token prices is at $0.035. The project has already garnered over $18 million and it has over 18,000 holders. Phase 6 is NEAR full allocation of more than 90% already occupied and the interest is gaining speed with every passing day.
The pre-sale system is evident. Stages have a predetermined amount of tokens, and every one of them sells out at a higher price. The launch price which is set at $0.06 will see a lot of investors seizing the opportunity to enter at a lower level before the official launch. Its FLOW of funds to MUTM has been steady and it is among the quickest selling presales of below $0.05.
This is a consistent demand that arouses the sense of urgency. Investors become aware of the fact that they are fighting over a limited token and that is shown by the increase in the number of holders. With the distribution only dwindling, a large number of people anticipate that the remaining Phase 6 stock will dwindle more.
What Mutuum Finance (MUTM) Is Building
Mutuum Finance is a decentralized lending application platform. It seeks to provide users with a SAFE and open system to borrow or to lend an asset using automated smart-coded contracts. This eliminates human interaction and controls interest and collateral on-chain.
The protocol also uses mtTokens and they are given out to users when they provide liquidity. Such tokens are their proportion of share in the pool and increase in worth as interest is earned. This provides lenders with passive yield, as well as, having everything on-chain.
The other important factor is the buy and distribute. Part of platform revenue is activated to purchase MUTM on the open market and the obtained tokens are distributed among users who invest their mtTokens in a safety module. This generates a continuous purchasing push following the launch and a heightened demand of the token in the long run.
Mutuum Finance also successfully underwent the entire certification audit by CertiK and a 90/100 score in the Token Scan test. This puts the investors at ease that the smart contracts are well-organized.
Analyst Price Outlook
According to the roadmap the team will launch a USD-pegged stablecoin at a subsequent roadmap stage. Analysts feel that this feature may make Mutuum Finance a multi-layer ecosystem and not a single-product protocol.
The oracle support is also set to be strong. The systems that will be utilized in the project include chainlink to maintain the correct value of collateral and liquidations in the real-time. This is one of the major components to develop trust in a lending platform particularly at periods of high volatility.
Several analysts have different forecasts on prices though the picture is optimistic. According to one of the most common predictions, MUTM could be listed on the exchange with a one to two times upswing in its presale price, which will result in a buy-and-distribute model (the securities) growing up to between 8x to 10x its presale value.
Some think that the token could be even higher once the stable coins and oracle systems are launched in the nearest future without any postponements. Based on some long-term estimates, there may be an increase of between 15x to 20x in the event that Mutuum Finance expands its user base at the current pace of the presale.
Phase 6 Selling Out Quickly
Mutuum Finance discussed on X that the V1 protocol is related to the launch of Sepolia testnet in Q4 2025. This release has the liquidity pool, mtTokens, the debt-tracking system, and the liquidation bot. The initial rollout of the platform is historical and it announces the shift of the idea into a real product.
During Phase 6, the activity of whales has gone up. A number of the large buys increased the daily contributions, and a few investors bought large allocations long before the phase went above eighty-five percent. Whales accumulation during presales is usually viewed by the analysts as a powerful indicator of increasing confidence. Big holders tend to hedge large positions when they feel the market will go high following launch.
The urgency is evident, with Phase 6 close to complete allocation. New entrants are aware that every sellout means a premium and reduces the supply left out. This presale hype, with the impending launch of V1 testnet, has put Mutuum Finance at the middle of a cycle of the hottest crypto to buy now.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
