Ripple CEO Brad Garlinghouse has issued a stark warning to XRP investors, predicting a potential 10% price correction in the coming weeks despite confirming the CLARITY Act is on track for late-May passage. Speaking at the Semafor World Economy Summit on April 14, 2026, Garlinghouse revealed that while regulatory clarity is imminent, market over-exuberance could trigger a sharp pullback from current levels near $1.39. His caution comes as the long-stalled bill moves forward following resolution of the stablecoin yield dispute that had blocked progress since January.

The Senate Banking Committee is targeting a late April markup. If that holds, the legislative clock is tighter than the market has priced in.

XRP Price Prediction: $10 Once the CLARITY Act Passes?

XRP is consolidating, holding above the critical $1.30 psychological support that has acted as a floor through multiple retests since March. Volume remains elevated relative to the 30-day average, suggesting accumulation is still ongoing.

The scenario breakdown is binary, and analysts are frank about it. The dual-scenario analysis outlines a bull case pushing toward $5–$8 on confirmed passage, driven by institutional inflows unlocked by permanent commodity-status clarity.

Standard Chartered’s $8 target carries similar conditions: full legislative passage plus broader macro recovery. The $10 figure circulating in crypto social feeds assumes maximum institutional re-rating in the months following passage, possible, but not a consensus forecast.

If the CLARITY Act passes in May, XRP needs to test the $2 level through Q3 as institutional desks begin allocating. Or another delay with outright legislative failure could flush XRP back toward $1.2.

Watch $1.5 as the immediate resistance. A weekly close above it would shift momentum indicators bullish heading into the May catalyst window.

Bitcoin Hyper Is The Play While XRP Awaits Congressional Timing

XRP’s upside is real, but it’s locked behind a Senate vote. For traders who’ve already sized their XRP position and are watching Washington for permission to move, the waiting is the hard part. Capital sitting idle ahead of a binary event has a cost.

One project absorbing attention from the infrastructure-focused segment of the market is Bitcoin Hyper ($HYPER), currently in presale atwithraised to date. The project positions itself as the first Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration, delivering smart contract execution speeds that the team claims exceed Solana’s own throughput while preserving Bitcoin’s security model.

The architecture combines extremely low-latency Layer 2 processing with a Decentralized Canonical Bridge for native BTC transfers, addressing Bitcoin’s three core limitations: slow settlement, high fees, and zero programmability.

Staking is also live with a high, giving presale participants yield exposure while the broader market resolves its regulatory questions. The project is Bitcoin Hyper, ticker $HYPER.