Uphold Teases XRP Yield Program—Finally, a Use Case Beyond Legal Drama?
XRP holders, rejoice—your bags might soon pay rent. Uphold’s testing a rewards system that could turn your stagnant tokens into yield generators. Because nothing screams ’utility’ like earning while you HODL through another SEC headline.
Wall Street’s still stuck on 0.5% savings accounts? Crypto’s out here reinventing passive income—again.

Meanwhile, the company is preparing to relaunch its crypto debit card in the U.S. The card, currently only available in the UK, is expected to integrate seamlessly with Uphold’s broader suite of services. Earlier this year, the platform reinstated staking rewards for U.S. users on nearly 20 cryptocurrencies, including heavyweights like Ethereum, Solana, and NEAR.
In addition to staking, Uphold has introduced a “Direct Payment” feature, offering U.S. customers 4% cashback in XRP and 5% in RLUSD—Ripple’s dollar-pegged stablecoin—on eligible transactions.
With its growing focus on XRP yield products, expanding debit card offerings, and broader staking support, Uphold is positioning itself as a more versatile platform for crypto users seeking both utility and rewards.