Revolut’s $1B Crypto War Chest: The Fintech Giant’s Play to Dominate Digital Finance
Revolut just loaded its cannons—$1 billion worth of ammunition in its quest to obliterate crypto competitors. The London-based fintech isn't playing for market share anymore; it's gunning for total sector supremacy.
The raise comes as traditional banks scramble to retrofit their Stone Age systems for decentralized finance. Meanwhile, Revolut's already onboarded 25 million users to crypto—while your local credit union still thinks blockchain is a bicycle lock technology.
One banking analyst quipped: 'When legacy institutions finally approve their third internal memo about exploring digital assets, Revolut will have already IPO'd its blockchain subsidiary on the Ethereum network.'
The message to rivals? Adapt or get rugged.
In brief
- Revolut is preparing a $1 billion fundraising round to reach a valuation of $65 billion.
- The fintech is accelerating its crypto pivot with the deployment of the Lightning Network in Europe.
- It aims to become a global pillar of crypto-native finance.
Revolut: Crypto as a Strategic DNA
From its beginnings, Revolut has never been shy. But by decisively diving into the crypto ecosystem, the fintech sends a strong signal: it no longer wants to follow the movement, it wants to lead it. By offering its users direct access to cryptos and stocks linked to companies in the sector, Revolut is not playing the option card, but the infrastructure card.
It is no coincidence that the firm recently launched payments via the Lightning Network in Europe. More than a technological update, it’s a statement of intent: speed, efficiency, and the decentralized nature of networks like Bitcoin are now part of its internal mechanics.
One might think it’s just a trend, a PR MOVE to appeal to younger generations. But on closer look, this crypto orientation responds to deep integration logic. Revolut is betting on a future where the boundaries between traditional finance and decentralized finance gradually blur. And it wants to be the bridge.
Billions to conquer the world (crypto included)
The planned fundraising, led by the American fund Greenoaks, is not just a financial operation. It is the tool meant to propel Revolut to new heights. With a valuation increase of 44% compared to the previous year, Europe’s most valuable startup is approaching a symbolic threshold: $150 billion. A milestone that, according to some sources, WOULD trigger a generous compensation plan for the founder, Nik Storonsky.
But beyond the numbers, this financing fuels a clear ambition: to expand Revolut’s global presence as a key player in payments, especially in environments wherealready plays a leading role. Latin America, Southeast Asia, Africa: as many territories where digital currency fills the gaps of the traditional banking system.
In this context, Revolut is not content to ride the crypto wave. It builds a board capable of weathering the storm: stable, fast, adapted to the global digital economy.
The future according to Revolut
It is no coincidence that tech giants, from Robinhood to Stripe, are among Greenoaks’ favorite investments. Nor is it a coincidence that Revolut, in full crypto-native transformation, now attracts investors accustomed to detecting weak signals.
The approach is radical, almost disconcerting: the neobank aligns more with a web3 vision than with traditional financial institutions. Crypto is no longer a secondary line in its offer. It is the heart of the engine. A heart beating to the rhythm of the Lightning Network and tokenized markets.
In the end, Revolut doesn’t just believe in crypto. It breathes it. It absorbs it. It melts into it. And perhaps that’s the real revolution: not to integrate crypto on the margins, but to make it the backbone of a new kind of banking empire. Meanwhile, Cardano is accelerating its shift towards professional use.
Maximize your Cointribune experience with our "Read to Earn" program! For every article you read, earn points and access exclusive rewards. Sign up now and start earning benefits.
