XRP Shatters Records: Hits All-Time High at $3.65 After 7-Year Wait as Trump Signs Landmark Crypto Bill
- Why Did XRP Just Hit Its Highest Price in History?
- What’s Fueling This Unprecedented Rally?
- How Does the Genius Act Change Everything?
- What’s Next for XRP After This Breakthrough?
- XRP FAQs: Your Burning Questions Answered
July 18, 2025, marked a watershed moment for crypto as XRP surged to a historic $3.65, eclipsing its 2018 peak. This 70% monthly rally coincided with President Trump’s signing of the Genius Act – a regulatory turning point for stablecoins and crypto innovation. Ripple’s leadership hailed the day as transformative, while derivatives markets exploded with $10B in open interest. Here’s why this isn’t just another price spike, but the dawn of a new institutional era for digital assets.
Why Did XRP Just Hit Its Highest Price in History?
At 3:42 PM EST on July 18, TradingView charts lit up as XRP/USDT smashed through resistance to reach $3.65 on BTCC and other major exchanges – a level not seen since January 2018’s $3.40 peak. The breakout came after two consecutive hourly candles showing 5% gains, capping a 16% single-day surge. CryptoRank data reveals this was no fluke: XRP had already climbed 70% over the preceding 30 days, outperforming Bitcoin’s 12% gain during the same period.
What’s Fueling This Unprecedented Rally?
Three tectonic shifts converged to propel XRP:
- Derivatives Frenzy: Open interest hit $10B (CoinGlass), showing institutional money flooding in
- Regulatory Clarity: The Genius Act’s stablecoin framework eased SEC lawsuit anxieties
- Technical Breakout: Weekly RSI broke from its 7-year downtrend channel
As Ripple CTO David Schwartz tweeted: "Some called it a ‘zombie coin’ – today it’s the phoenix of crypto." The subsequent pullback to $3.44 reflects healthy profit-taking, not waning momentum.
How Does the Genius Act Change Everything?
Signed hours before XRP’s peak, Trump’s legislation represents the most crypto-friendly U.S. policy shift to date. By creating clear rules for $250B stablecoin markets, it:
| Impact Area | Before Genius Act | After Genius Act |
|---|---|---|
| Regulatory Approach | Reactive enforcement | Proactive framework |
| Institutional Participation | Limited by uncertainty | Onboarding accelerated |
Ripple’s Stuart Alderoty, present at the WHITE House signing, called it "the most significant validation of blockchain technology since Bitcoin’s creation."
What’s Next for XRP After This Breakthrough?
Historical patterns suggest this could be phase one of a larger move:
- 2017-2018: 36,000% rise followed by 93% crash
- 2020-2021: 1,800% recovery before SEC lawsuit
- 2025: New paradigm with regulatory tailwinds
As Brad Garlinghouse noted: "We’re not celebrating a price – we’re celebrating the infrastructure being built." With Ripple now processing 4M transactions daily (up from 1.5M in 2023), the utility case grows stronger.
XRP FAQs: Your Burning Questions Answered
How high can XRP realistically go now?
While past performance doesn’t guarantee future results, Fibonacci extensions suggest $5.20 could be the next psychological barrier if the current support at $3.10 holds.
Is this rally different from 2018’s bubble?
Absolutely. The 2018 peak was retail-driven hype, whereas today’s MOVE features institutional derivatives activity and regulatory certainty – two game-changers for sustainable growth.
Should I buy XRP at current prices?
Market cycles suggest waiting for a retest of the breakout level ($3.40) could provide better risk/reward entry points, but always DYOR (do your own research).
