Japan’s Credit Card-to-Crypto Revolution: Top Digital Assets to Watch in 2025

Japan's financial landscape is pivoting hard—plastic is out, digital assets are in. Traders are scrambling to position themselves as the country's credit card-to-crypto shift accelerates. Here's what's moving the needle.

Why now? The FSA's relaxed stance on crypto payments coincides with a 300% surge in Japanese exchange signups this year alone. Retail investors aren't just dipping toes—they're diving headfirst.

Bitcoin remains the gateway drug, but savvy players are stacking altcoins with real utility. Look for projects with bulletproof compliance and merchant adoption—the ones that'll survive when regulators inevitably flip from cheerleaders to hall monitors.

Remember: every financial revolution needs its bagholders. Choose wisely.

In a potentially game-changing move for crypto adoption, Japan’s financial powerhouse SBI Group now lets customers convert their credit card points directly into $BTC, $ETH, and $XRP.

It’s a bold step that brings digital assets even closer to everyday use, and signals growing mainstream acceptance in one of Asia’s biggest economies.

It’s worth noting that SBI Group is a major player in Japan’s financial sector, with over $214 billion in assets under management (AUM). This move, therefore, could have a real impact on crypto penetration in Japan, given SBI’s scale, influence, and customer reach.

“We have collaborated to add Bitcoin (BTC), ethereum (ETH), and XRP (XRP) handled by our company as exchange prizes for our ‘APLUS Points’ points service. This is the first time that cryptocurrencies have appeared as exchange prizes for APLUS points,” SBI said in a press release.

SBI users are currently limited to converting 2,100 APLUS points into crypto worth just 2,000 yen (about $13.64). It’s not exactly a game-changer — yet. But it’s a significant MOVE in the broader effort to weave crypto into everyday life in Japan.

Keep reading to explore how Japan is quietly becoming one of the most crypto-friendly nations on the map. Plus, we’ll show you the top crypto to buy if you want to ride the next big wave of global adoption.

Japan’s Shift Toward Crypto

With the Japanese yen logging multi-week lows against major currencies like the dollar, euro, and pound, large corporations in the country are increasingly turning to Bitcoin as a hedge against economic instability.

Metaplanet is a prime example of this shift. The company now holds over 15,555 $BTC, and remarkably, more than 65% of that stash has been accumulated in just the past couple of months.

As Japan’s corporate giants lean further into the future of finance, the government is likely to fast-track even more crypto-friendly regulations. The momentum is real, and it’s picking up speed.

If you’re looking to ride this institutional wave, now’s the time to keep an eye on a few high-potential tokens that could see major upside as capital continues to FLOW into the space.

1. Snorter Token ($SNORT) – Best Crypto to Buy Now for the Best Meme Coin Trading Experience

Growing market adoption for crypto means more investors are entering the meme coin trading space. Snorter Bot, a new Telegram-based trading bot powered by the Snorter Token ($SNORT) could therefore be the next big breakout winner in crypto.

One of Snorter’s biggest strengths is giving retail traders the edge in sniping liquidity from freshly listed meme coins. With lightning-fast, automated order execution, Snorter helps you ride those early meme coin rallies, often the most explosive and profitable moments.

But it’s not just about speed. Snorter is incredibly user-friendly. You can place limit and stop-loss orders, manage your portfolio, and even copy-trade top crypto pros without leaving your Telegram chat. It’s powerful trading, simplified.

Buying $SNORT, though, will help you unlock the full power of this trading bot. For starters, holders get access to industry-lowest trading fees of just 0.85%, compared to the 1.5% fee charged to non-holders.

Token holders also enjoy advanced analytics and generous staking rewards (currently yielding 220%), and no daily sniping limits.

Snorter Token is currently in presale, with nearly $1.5M raised already and each token priced at just $0.0975.

2. Best Wallet Token ($BEST) – Ride Best Wallet’s Growth & Get Access to Lower Trading Fees

Best Wallet Token ($BEST), the native cryptocurrency of one of the top non-custodial crypto wallets on the market right now, Best Wallet, is also expected to see a massive rally as crypto welcomes new users worldwide.

Besides volatile ups and downs, if there’s one thing the crypto space guarantees, it’s that cybercriminals are always trying to get to your funds, no matter where in the world you or they are.

That’s why using a secure, self-custodial crypto storage solution like Best Wallet is essential. Self-custody means that you and only you have access to your private keys, so no third party can touch your wallet.

Best Wallet also features robust 2FA/MFA options, including biometric authentication, along with advanced cryptographic techniques to keep your funds SAFE from prying eyes.

Additionally, Best Wallet includes a super convenient ‘Upcoming’ section, allowing you to buy top meme coins in presale directly within the app. Most other wallets don’t offer this; they ask you to visit the external presale website and connect your wallet there.

Best Wallet is setting its sights on dominating the non-custodial wallet space, aiming to seize a massive 40% market share by 2027, and scooping up $BEST now puts you right at the center of that growth story.

Holding $BEST isn’t just a bet on the future — it comes with real perks: slashed trading and gas fees, governance power, staking rewards with an eye-popping 100% yield, and VIP access to hot new meme coin launches.

With $13.7 million already raised from early backers and each token still priced at just $0.025305, Best Wallet might just be the most imaginative play in the wallet wars.

3. America Party ($AP) – Viral New Meme Coin Based on Musk’s Political Party

America Party ($AP) is a new meme coin on the solana blockchain that launched just a couple of days ago. And it has already gone viral, currently boasting over 450% in gains for early buyers.

This trending meme coin was minted to capitalize on Elon Musk’s announcement that he’s creating a new political party, the America Party, in the US to offer people “independence from the two-party system.”

It’s worth noting, though, that despite Musk’s history of pumping random meme coins via his X posts (like he recently did with $KEKIUS), the $AP token has not received any official backing or mention from Elon Musk himself.

Nevertheless, the token enjoys massive trading volume, which is a clear sign of just how much meme coin degens love the thrill of speculative tokens.

And most importantly, $AP may only just be getting started, as any future announcements from Musk regarding his new political party could easily send it soaring even higher.

Bottom Line

Japan opening up to crypto, letting users convert credit card points into Bitcoin, XRP, and Ethereum, is a strong sign that the industry’s real-world footprint is expanding.

As more liquidity gets unlocked, it sets the stage for high-potential tokens like Snorter Token ($SNORT) and Best Wallet Token ($BEST) to explode.

With that said, kindly bear in mind that crypto investments are highly risky, and none of the above is financial advice. You must always do your own research before investing.

This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.