BTCC Smashes Records: 4th Straight Month of Surplus Reserves as Ethereum Coverage Hits 170% in July

Another month, another win for crypto custodians—BTCC just posted its fourth consecutive surplus reserve report, flexing a 170% Ethereum coverage ratio. Traders yawn as traditional banks still can't math this out.

Ethereum's Overcollateralization Game

That 170% coverage isn't just padding—it's a fortress. While legacy finance plays with fractional reserves, BTCC's vaults could survive three simultaneous black swan events and still tip the waiter.

The Surplus Streak

Four months running of excess reserves starts looking less like luck and more like institutional-grade risk management. Meanwhile, your neighborhood bank still hedges with prayer and FDIC brochures.

Cynical Take

Of course they're overcollateralized—in crypto, the only thing more volatile than prices are regulators' moods. Smart move stacking reserves while the SEC's busy chasing meme coins.

Hong Kong – July 2025 – BTCC has released its July 2025 Proof of Reserves (PoR), revealing a total reserve ratio of 132%, extending a four-month streak of over-collateralization. The report highlights the exchange’s ongoing efforts to demonstrate solvency and reassure users through transparent financial reporting.

Ethereum accounted for the highest reserve coverage among all assets on the platform, with a ratio of 170%. Other cryptocurrencies also showed strong backing: XRP at 145%, Tether (USDT) at 143%, Bitcoin and Cardano both at 120%, and USD Coin (USDC) at 110%. These figures indicate that all customer deposits are not only fully backed but significantly over-reserved.

BTCC first began issuing monthly PoR statements in April 2025, with earlier ratios standing at 161% in April, 152% in May, and 135% in June. The exchange utilizes Merkle tree verification, allowing users to independently audit and verify their holdings.

“July has been a remarkable month for the cryptocurrency market, driven by geopolitical tensions and new U.S. tariff policies that boosted demand for safe-haven assets,” said Alex Hung, Head of Operations at BTCC. “With Bitcoin crossing the historic $120,000 threshold for the first time, BTCC has successfully navigated this volatility, further solidifying our financial strength and expanding our global user community.”

The favorable reserve ratios come as the crypto market experiences renewed momentum, with institutional and retail investors seeking more transparent platforms. BTCC’s consistent disclosures have positioned it as one of the few exchanges to maintain public, verifiable reserve reports in real time.

In recognition of its performance and user offerings, BTCC recently received several accolades from FXEmpire, including:

• Best for Advanced Trading among USA exchanges
  
• Lowest Fee Crypto Exchange
  
• Best Fiat-to-Crypto Trading Platform
  

As one of the longest-operating cryptocurrency exchanges globally, BTCC continues to prioritize operational integrity and user trust through consistent reporting and technological transparency.