Crypto Founder Sounds Alarm: Ignoring XRP Might Be Your Costliest Mistake Yet

As the market flirts with new highs, one industry insider drops a bombshell—sidestepping XRP could leave portfolios bleeding alpha. The ’bridge asset’ narrative isn’t just surviving regulatory hell—it’s gaining institutional traction.

Meanwhile, TradFi dinosaurs still think SWIFT is cutting-edge tech.

Focus Turns To XRP

In Farina’s view, the largest mistake investors are making is not ignoring crypto—it’s ignoring XRP. XRP is not the risky one, he contended, it’s those who do not own it that are gambling. His point was this: not owning any of it could be a huge mistake.

XRP isn’t risky. The biggest risk is having no $XRP. https://t.co/cXhXHsszNF

— EDO FARINA 🅧 XRP (@edward_farina) April 27, 2025

To illustrate his point, Farina set milestones. He feels that any serious investor would want to own at least 1,000 XRP, which at current prices would be valued at about $625.

He also referenced the XRP Rich List, noting that anyone who has 2,500 tokens—approximately $1,562—is already within the top 10% of token holders. Farina went so far as to suggest that 10,000 XRP, or approximately $6,250, could result in a life-altering moment.

A $10,000 Price Target Raises Eyebrows

Farina’s largest assertion is also the most contentious. He stated that XRP will eventually reach $10,000 per token. That would make today’s $6,250 pile of 10,000 tokens worth $100 million. His vision may be ambitious but is not a popular one.

For his part, in a recent YouTube Short, crypto expert Davinci Jeremie predicted that XRP is likely to hit a high target of $24 by 2025. To hit the $24 target requires a hike of 970% from the current level of $2.24.

Meanwhile, even within the XRP community, many have shunned this notion. XRP has not yet pierced its former all-time high, established over seven years ago. To many investors, this seven-year wait has become a cause for concern.

Farina’s tweet drew responses from doubters. Some indicated they’re just holding what they can afford to lose. Others ridiculed XRP, saying it’s a “stablecoin” due to its inactivity in terms of price movement. Although XRP has experienced bouts of high gains in the past, its current performance has been stagnant.

And yet, voices such as Kwok and Farina are doubling down. They indicate the true danger isn’t a decline in value—it’s missing the next wave entirely. In their opinion, waiting on the sidelines may be much more dangerous than taking a position today.

The gap between believers and detractors remains keen. While some indicate XRP is a once-in-a-lifetime opportunity, others think it’s a long shot at best.

Featured image from Unsplash, chart from TradingView