Africa’s Crypto Boom: Ghana Regulates Exchanges, Luno Expands in Nigeria, DRC Adopts Blockchain for Transparency

Africa's crypto revolution kicks into high gear as regulators and innovators collide.

Ghana cracks the whip: The Bank of Ghana rolls out licensing for crypto exchanges—no more wild west for digital asset traders. Expect KYC hurdles and compliance headaches (but at least it's not an outright ban).

Luno doubles down: The exchange drops a new instant-buy feature for Nigerian users. Because when the naira's in freefall, who's got time for settlement delays?

DRC goes transparent: The mineral-rich nation deploys blockchain for supply chain tracking. Cynics whisper this won't stop smuggling—but it'll make corruption slightly more audit-friendly.

Meanwhile, traditional bankers clutch their pearls and mutter about 'speculative risks' while quietly testing stablecoin prototypes.

Ghana Crypto News: Central Bank to License Crypto Exchanges From September

The Bank of Ghana will begin licensing crypto exchanges by September 2025 if a regulatory framework currently in parliament is approved.

According to Johnson Asiama, Governor of the Bank of Ghana, licensing crypto exchanges will boost cross-border trading and attract strategic investment to the country.

JUST IN:Ghana to officially license and regulate crypto platforms

BoG is finalising a regulatory framework to send to parliament by September. The proposed law will allow the use of crypto, boost cross-border trade, attract strategic investment and collect financial data. pic.twitter.com/cYoENrV4X8

— CediRates (@CediRates) July 24, 2025

This MOVE aligns Ghana with other African nations enacting legislation to comply with international regulators like the Financial Action Task Force (FATF).

The proposed guidelines will require crypto service providers to register and adhere to regulations. This includes minimum capital requirements and disclosure of suspicious transactions.

These changes position Ghana alongside countries, including Kenya and South Africa, with similar legislation.

Reports indicate that over 3 million of the 33 million people in Ghana actively use cryptos, even trading in some of the top solana meme coins.

Nigeria Crypto News: Luno Launches Crypto Staking Services

Luno recently introduced a crypto staking service in Nigeria, becoming the first platform to offer such services.

Luno’s crypto staking service allows users to earn up to 18% staking returns on some of the best cryptos to buy, including ATOM ▲0.00% andSOL ▼-1.10%.

CosmosPriceMarket CapATOM$1.82B24h7d30d1yAll time

Ayotunde Alabi, CEO of Luno Nigeria, said the decision to launch staking services reflects Nigerians’ growing interest in alternatives to trading, focusing on building value by HODLing assets.

“We’ve evolved beyond speculation in hopes of earning rewards. People seek informed, safe, and rewarding alternatives, and staking offers that path. It represents a new phase of crypto adoption rooted in sustainability and utility.”

Staking allows crypto users to lock funds with a platform for yield, while the platform benefits from the additional liquidity of locked funds for operational needs.

Luno expects this feature to attract millions of Nigerians to its growing platform.

DRC Crypto News: DRC Integrates Blockchain for Diploma Verification

On July 18, the Democratic Republic of Congo released the e-diplôme platform, which integrates the blockchain to verify government-issued diplomas in real time.

This initiative addresses the need for a reliable verification system for academic certifications in the country.

Patrick Muyaya Katembwe, Minister of Communication and Media, said the e-diplôme platform marks a turning point in modernizing the Congolese education system.

“This major step toward transparency, modernization, and digital sovereignty positions the DRC’s education system as a model of governance in Central Africa.”

The e-diplôme platform uses blockchain technology to store and verify the authenticity of government diplomas. Blockchain remains underutilized for record-keeping and transparency.

La réforme du e-Diplôme, une innovation dans le système éducatif congolais, a figuré parmi les points saillants abordés, le vendredi 18 juillet à la Cité de l'UA, à Kinshasa, lors de la 52e réunion du Conseil des Ministres, conduite par le Président de la République Félix Antoine… pic.twitter.com/X92ocd4vE0

— Ministère de l'Education Nationale-NC (@MinisterEDU_NC) July 19, 2025

This application extends beyond cryptocurrencies and could serve as a blueprint for governments and organizations seeking similar transparency.

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Africa Crypto News: Ghana Licenses Exchanges, DRC Adopts Blockchain

• Ghana Crypto News: Bank of Ghana to license crypto exchanges by September 2025 
• Nigeria Crypto News: Luno introduces staking services, supporting coins like Cosmos and Solana
• DRC Crypto News: Government releases the e-diplôme platform that uses the blockchain to verify diplomas