XRP Overtakes Bitcoin? Ripple Ledger Explodes as Price Shatters Multi-Year Records

Move over, Bitcoin—XRP's making a power grab. The Ripple ledger just clocked its highest transaction volume since the 2021 bull run, while XRP price action leaves bagholders weeping over their 2018 portfolios.

Why the surge? Institutional adoption's finally kicking in. Banks are quietly pivoting to RippleNet for cross-border settlements—because nothing says 'financial revolution' like saving 0.03% on SWIFT fees.

Technical breakout: XRP smashed through resistance levels like a bull in a China shop. Chartists are eyeing the next psychological barrier at $3—a number that'll either trigger mass FOMO or remind everyone why 'stablecoin' was briefly in Ripple's marketing materials.

The Bitcoin comparison? Please. XRP's centralized enough to make crypto purists shudder, but let's be real—when did decentralization ever pay a VC's yacht bills?

Donald Trump: XRP All-Time High Soon?

Open interest in XRP derivatives is climbing alongside spot activity. We’ve got a textbookon the chart: the 20-day SMA has just crossed above the 200-day SMA, signaling bullish momentum.

That’s already attracting short-term attention and could signal a broader trend reversal if volume follows through.

With the MACD and signal line now both above zero, XRP has locked in a bullish crossover that strengthens the case for continued upside. On the policy front, the token’s perceived acceptability in Washington could give it the kind of regulatory breathing room other projects lack.

JUST IN:White House to release its first crypto policy report this week on July 22 as required by EO 14178.

Bullish #XRPpic.twitter.com/nlQAJrj9ee

— Amonyx (@amonbuy) July 20, 2025

Most importantly, we’re seeing what looks like aforming. If XRP can break above the $3.52 level with strong volume, that WOULD likely confirm the breakout.

Keyto watch:

• $3.44: Local support near Bollinger Band midline

• $3.35: Handle bottom and psychological level

• $3.28: 200-day SMA, strong longer-term base

New XRP All-Time High Coming Soon?

XRP is currently hovering around $3.54, just shy of its $3.66 all-time high. If it maintains support above $3.38, a retest—and potential break—of those highs is likely.

Meanwhile, XRP dominance (XRP.D) is approaching 5.75%, a key resistance level untouched in over 2,200 days. If this level is cleared, XRP could be poised for explosive price action toward the $7–$10 range, according to multiple 99Bitcoins analysts.

Final Thoughts: XRP May Lead the Next Altcoin Leg

XRP is flashing all the classic signs of a top-performing altcoin entering the next bullish phase: high transaction activity, surging price, rising derivatives interest, WHITE House support, and institutional ETF rumors. That said, warning signs from new wallet data and HODLer behavior suggest a short-term pullback or consolidation could be next.

Watch the 0.038 BTC resistance on the XRP/BTC chart and the 5.75% mark on XRP.D for the next signal. If history repeats, XRP’s biggest run might still be ahead.

Key Takeaways

• XRP just blew past its 2018 high, hitting $3.70 as daily transaction volume on the XRP Ledger surged 50% to $1.4 billion.
• XRP could be poised for explosive price action toward the $7–$10 range, according to multiple 99Bitcoins analysts.