Student Loan Interest Resumes TODAY Under SAVE Plan – Here’s Your Move

Brace yourselves—the interest-free holiday is over.

Starting August 1, 2025, the U.S. Department of Education flips the switch back on student loan interest accrual for borrowers enrolled in the SAVE repayment plan. No more pandemic-era free rides.

Why the SAVE plan just got riskier

Unlike traditional income-driven plans, SAVE’s "interest shield" feature vanished at midnight. Now every unpaid dollar grows like a crypto shitcoin—except with zero upside.

3 moves to make before the clock runs out

1. Refinance aggressively – Private lenders are salivating over this moment. Lock in fixed rates before the Fed’s next hike.

2. Target high-interest loans first – That 6.8% Grad PLUS debt? It’s compounding faster than a DeFi yield farm.

3. Game the system – SAVE still caps payments at 10% of discretionary income. Max out retirement contributions to lower your adjusted gross income.

Remember: The government always gets paid. Whether through your wages, tax refunds, or Social Security—they’ll find a way. Better to control the terms.