BTCC / BTCC Square / foolstock /
3 Unstoppable Growth Stocks to Buy Now and Hold Forever

3 Unstoppable Growth Stocks to Buy Now and Hold Forever

Author:
foolstock
Published:
2025-08-23 20:40:00
8
3

Forget fleeting trends—these picks build wealth through relentless innovation and market dominance.

First Mover Advantage: The Protocol Pioneer

This infrastructure play operates the backbone of decentralized finance—processing transactions while capturing value through native token appreciation and staking rewards. Its network effect creates an impregnable moat.

Scalability King: The Layer-2 Solution

While legacy chains gasp under congestion, this scaling solution slashes fees and turbocharges throughput. Adoption metrics scream vertical growth—developers migrate en masse despite what traditional finance dinosaurs whisper.

The Ecosystem Juggernaut

More than a single asset, this platform cultivates an entire universe of dApps, DeFi protocols, and NFT markets. Its token accrues value from every transaction—a virtuous cycle that compounds like traditional equity but with crypto-native velocity.

These aren't lottery tickets—they're foundational bets on the future of value exchange. And frankly, they'll probably outperform your financial advisor's entire portfolio before lunch.

A drawing on a chalk board shows a chart of money growing over time.

Image source: Getty Images.

1. SoFi Technologies

(SOFI 7.12%) has evolved over the years from a student loan provider to a full-blown digital financial services provider. The company managed stellar growth over the past several years as it continues to add members and boost revenue at an impressive rate. A significant milestone for the company was its February 2022 acquisition of Golden Pacific Bancorp, which granted it a banking charter. With this, SoFi could take in deposits and hold more loans on its books, which helps it generate additional net interest income.

SoFi has also built out a strong technology stack, providing banking-as-a-service to non-bank fintechs. With investments in Galileo and Technysis, SoFi aims to differentiate itself from peers and be a bank that fintechs turn to when they want to offer financial products of their own. This tech-driven approach enables SoFi to rapidly innovate, build, and scale products, creating a digital one-stop shop for financial services. It also leads to operational and technology efficiencies, improving unit economics and lowering member acquisition costs.

In the second quarter, SoFi achieved a record adjusted net revenue of $858 million, marking a 44% year-over-year increase and its fastest growth rate in over two years. Total fee-based revenue across all businesses was $378 million, up 72%. On an annualized basis, fee-based revenue now exceeds $1.5 billion, reflecting a deliberate shift toward more capital-light revenue streams.

SoFi's strong financial results, strategic diversification into capital-light, fee-based revenue streams, and its integrated technology platform make it a compelling growth stock for long-term investors.

2. Interactive Brokers

(IBKR -0.16%) operates brokerage services with its trading platform, which caters specifically to tech-savvy investors. The company offers a wide range of products on its platform, including stocks, options, futures, currencies, bonds, mutual funds, exchange-traded funds (ETFs), event contracts, and cryptocurrencies.

What makes Interactive Brokers appealing is its industry-leading margins that surpass both traditional financial services and fintechs. In 2024, its adjusted pre-tax profit margin was 72%, which is a testament to its highly automated trading platform. It's able to do this because its senior management is primarily made up of software engineers whose focus is to automate and provide high-speed trade execution at a low commission.

In 2025' Q2, Interactive Brokers added 250,000 net new accounts, bringing the year-to-date total to over 528,000. Daily Average Revenue Trades reached 3.6 million per day in Q2 2025, a 49% increase from the prior year. As a result, earnings-per-share (EPS) growth was a solid 23.6%.

Given its low-cost structure advantage, Stellar margins, and low commissions, Interactive Brokers has what it takes to continue its solid growth.

Rocket Mortgage

(RKT 9.27%) provides mortgage loans and is known for its brand, digital-first model, and scale, which give it an advantage in acquiring and retaining customers compared to smaller peers. Rocket's online, app-based mortgage processing reduces friction in a traditionally complex process.

The company has committed to using artificial intelligence (AI)-powered tools to provide a seamless, AI-driven homeownership experience, integrating home search, mortgage origination, title and closing, and personal financial management. Its digital ecosystem positions it well to capture younger, tech-savvy borrowers.

Mortgage demand is cyclical. But, with interest rates expected to stabilize or decline in the coming years, Rocket could benefit from a rebound in purchase and refinancing activity. CEO Varun Krishna noted that nationwide home-price growth has halved year over year, from 6.9% to 3.4%, and home prices have come down in about 11 major markets, suggesting the market is starting to shift in favor of buyers.

If prices continue to fall or interest rates decline, it could be a great opportunity for buyers who have been on the sidelines. It could also present an opportunity for recent homebuyers to refinance loans if rates fall meaningfully from here.

In the recent quarter, refinance volume was a bright spot for Rocket, with home equity loans nearly doubling year over year. Analysts project the company will produce non-GAAP EPS of $0.22 this year and $0.68 next year.

Rocket operates a cyclical business, and that will continue to be a risk. However, it has navigated recent difficult times well and emerged stronger as a result. Its digital ecosystem, lead position in the mortgage space, and strong financial position make it a growth stock worth considering today.

|Square

Get the BTCC app to start your crypto journey

Get started today Scan to join our 100M+ users