Coinbase Shatters $1B Bitcoin-Backed Loan Milestone as Exchange Prepares to Remove Borrowing Limits

Coinbase just crossed the billion-dollar threshold in Bitcoin-backed lending—and they're about to take the training wheels off completely.
The Crypto Giant's Lending Engine
While traditional banks make you jump through hoops for a loan, Coinbase lets you leverage your Bitcoin holdings without selling a single satoshi. The platform has quietly built a $1 billion lending business while Wall Street was still figuring out what a blockchain actually does.
Uncapping the Crypto Vault
Now they're preparing to remove borrowing caps entirely—a move that could unleash a torrent of liquidity across crypto markets. Suddenly your Bitcoin isn't just a speculative asset; it's collateral that works while you sleep.
The Institutional Floodgates
This isn't just for retail degens anymore. Institutional players are using these loans to fund operations without triggering taxable events—because why sell when you can borrow against your appreciating assets? It's the kind of financial engineering that would make your traditional banker's head spin.
Of course, the traditional finance crowd will call this reckless—they prefer their leverage hidden in complex derivatives and off-balance-sheet vehicles where it belongs.
Welcome to the new era of digital finance—where your Bitcoin does more than just sit there looking pretty.