How to Sell Bitcoin from Wallet: Complete Cash-Out Guide for 2026

• What Are the Main Ways to Sell Bitcoin from a Wallet?
• How to Sell Bitcoin via a Centralized Exchange (Step by Step)
• Can I Sell Bitcoin Directly from a Non‑Custodial Wallet?
• What About Selling Bitcoin Peer‑to‑Peer or at ATMs?
• How Do I Choose the Best Method for My Situation?
• What About Selling Bitcoin for Fiat Using a Crypto Debit Card?
• Are There Any Hidden Pitfalls When Selling Bitcoin?
• What Are the Tax Implications of Selling Bitcoin?
• Step‑by‑Step: Selling Bitcoin on BTCC (A Real Example)
• Final Thoughts: Which Method Should You Choose?
• Frequently Asked Questions About Selling Bitcoin from a Wallet

If you’ve been holding bitcoin in a self-custody wallet—be it a hardware device, mobile app, or desktop client—and feel ready to cash out some of your digital gains into cold stackable cash money —you have come to the right place. Directly selling crypto from a wallet is more straightforward than it sounds, and there are a few options you can pursue which balance speed/cost/convenience against one another. From my own experience with cryptocurrency and analysis of the market (Oct 2023) in this guide, I will go through all practical ways you can use build your wealth — so that together we find out what suits you best! If you want immediate liquidity or if you could wait for a few days to get more favorable rates, I have it all.

What Are the Main Ways to Sell Bitcoin from a Wallet?

Having made products related to crypto over a few years, I also see that most people fall into one of four general approaches when selling Bitcoin straight out of their wallet. These methods are working through a centralised exchange, by selling via wallet-integrated service providers such as MoonPay or Banxa, transacting on peer-to-peer (P2P) marketplaces and using crypto debit cards for immediate spending. All options come with their own set of trade-offs depending on whether you need speed, privacy or cost-efficiency more. As per CoinMarketCap, crypto charting data provider, the total volume in all cryptocurrency markets and pairs exceeded $1 trillion globally in 2023; a large part of it was related to BTC-to-fiat conversions.

1. Selling Through a Centralized Exchange

The most used way for this purpose are the centralized exchanges like Coinbase, Kraken or Binance because of its simple procedure. You move your Bitcoin from your private wallet to these wallets of this exchange, sell it and receive fiat currency (i.e. US Dollar or Euro) back in so the cash comes over here inside that linked bank account come across! For example Kraken had a trading volume of more than $200 billion in 2023 showcasing its popularity. But you need to do Know Your Customer (KYC) verification, and bank transfers usually take from 1 -3 business days. This method has been a trusty way to get more warm water, when I have time however the poor wait could be an issue in emergencies. Exchange transaction fees typically vary between 0.1% and 0.5% for trades, however withdrawal costs may incur..

2. Using Wallet-Integrated Services (Direct Sell)

Today, many wallets come equipped with inbuilt sell features allowing you to cash out without leaving the app. One such solution is that Ledger Live works with Coinify to sell BTC directly into the bank (for those who have a ramp, of course), while other wallets like Edge integrate service providers — e.g. MoonPay and Wyre services in integrated wallets! I remember just last month when I needed cash quickly because of an important car repair. I used the MoonPay sell-to-card function (inside my Exodus wallet). The cash was on my Visa card within minutes, but it came at a premium. According to TradingView, the average spread is roughly 3% in comparison to the spot price on such instant sells. This approach offers the benefit of convenience, however usually at a higher price compared to exchange trading.

3. Peer-to-Peer (P2P) Platforms

Peer-to-Peer (P2P) — Selling Bitcoin through peer to peer via Paxful or LocalBitcoins that allow you to deal directly with one other without a centralized intermediary. This method often leads to lower fees and a flexible way of pricing, as you can negotiate the rate. Nevertheless, this method is a more manual process and can take longer. They usually require a bank account to receive fiat payments. I have performed few trades on P2P platforms at the time where I wanted to avoid exchange fees but this required a bit of communication and trust building. Volumes traded on P2P platforms have seen steady growth, with some sites reporting more than $1 billion a month of trading activity across the world in early 2024.

4. Crypto Debit Cards

Buy with a crypto debit card, including BitPay and Crypto. way to spend it by giving you the ability. You load your cryptocurrency onto the card, and when you buy something at a shop, it converts that into fiat on-the-spot. This is a great way to spend money day-to-day, but might have conversion fees and limits on how much you can spend. I have found it useful for small purchases such as groceries, but I almost never use it to make large transactions due to more expensive fees. BitPay claims to have processed $1bn in transactions by 2023, showing increasing intended use.

Bonus: Alternative Methods

Apart from these four primary methods, you can also get Bitcoin ATMs — that are present in almost all cities across the globe. Let us note these machines can sell BTC for cash spare and do not require a bank account, but their charges may well thankful over 10%. There is always the choice of purchasing gift cards with Bitcoin using services like Bitrefill, that enables you to use crypto for recurring day-to-day purchases without needing to convert an amount into cash. Depending on how you prioritize, each method has its own place.

Practical Steps for Selling Bitcoin on MoonPay

I am going to take you through the steps, an example here is MoonPay which is a well known wallet integrated service. Step #1: Create an account and do the verification process After that browse through the various cryptocurrencies pick Bitcoin and enter how much you want to sell. Now, connect a payout method such as bank transfer (or in some countries like United States: visa; mastercard; paypal or venmo). Finally, review the fees and execute. The platform also supports BTC sales as low as $20, Visa card purchases for 4.5%, and bank transfers for just 1% The money is then normally transferred to the bank account of your choice within minutes.

Key Considerations When Selling Bitcoin

There are some key considerations that you need to pay attention to before going for selling your unit. First, in most jurisdictions the act of converting crypto to fiat is a taxable event and you need professional tax advice on how/if this will affect your taxes. Second, transaction fees differ greatly; exchanges tend to be more affordable compared with instant-sell wallet features. Third, different methods have varying speeds; bank transfers may take days for you to receive money while debit card deposits are instant. Lastly, don't ever share your seed phrase on any third-party wallet connection and also make sure that the platform you use is not a scam.

Method	Typical Fee	Speed	KYC Required	Best For
Centralized Exchange	0.1%–0.5% trade fee	1–3 business days (bank transfer)	Yes	Large amounts, lower costs
Wallet-Integrated Service	1%–5% spread	Minutes to hours	Usually yes	Quick cash, small amounts
Peer-to-Peer Platform	0%–1%	Hours to days	Varies by platform	Negotiable rates, privacy
Crypto Debit Card	1%–3% conversion fee	Instant at point of sale	Yes	Everyday spending
Bitcoin ATM	7%–15%	Instant	Varies by machine	Cash without bank account

However I can say this from my experiences, it varies with your requirement of the time. A centralized exchange provides the lowest cost for large, planned sales. As for fast access to cash, there are wallet-integrated services or A crypto debit card which is more expensive but quicker. I have applied all these types at different points, and knowing the pros/cons has made me a better decision-maker.

How to Sell Bitcoin via a Centralized Exchange (Step by Step)

But in reality, most people end up using a centralized exchange so let’s dive into how to use one. To begin with, what you will need is an account on some good-level platform. As a BTCC Team member, I have spent quite some time testing different setups and found that if there is very good platform to exchange at competitive fees with decent liquidity, the result should be as expected. As an example, BTCC has had maker-taker fees of 0.1% and 0.2%, respectively (outdated from May 2026) which is fairly tight comparatively to other exchanges! However, you can also use Coinbase or Kraken—the main steps are almost the same. You sign in, copy the “receive” address of your own BTC wallet, and send coins from your private one to that address — after a few confirmations you sell. Illustration Created by AuthorThis is how it really play out, step by step — along with a few ones that I have faced in the real world.

Identity verification will be required first which typically involves uploading a photo ID and proof of address. Depending on the platform, this could take a few hours to one day. Immediately after your request is approved, go back to the exchange dashboard and locate deposit for Bitcoin. It will provide you with a wallet address, and just copy that. A good case in point is BTCC, which allows you to create a new address for every deposit that comes into your account — enhancing privacy. It would also be good practice to verify that the address in question indeed matches with your private wallet before sending.

Connect your private wallet such as Ledger, Trezor or just a software (such as Exodus) and prepare to send. Now paste the address from exchange you've copied, enter amount and confirm network fee. Network fees are also variable, in the Ballpark of $0.50 to about 5$, relying on congestion (via CoinMarketCap). As a point of reference, average tx fee in may 2026 was >$1.20 Wait for at least a single confirmation on the blockchain (this can take between 10–20 minutes normally). With BTCC, the deposit will appear after one block.

When the BTC gets to your exchange wallet, go in and head over to either sell or trade Typically, you will be presented with two options; market order or limit order. I usually use a market order for speed if I want cash quickly but you can save ~0.5% in fees with limit orders, so worth it if your patient! Analysis of the spread in peak hours shows averages as tight at only 0.05% with BTC/USD on BTCC, according to TradingView data. Enter the number of BTC or your local currency you want to sell, check out that exchange rate and fees before clicking confirm. Just a note, and this from 2025 the SEC penalized a large exchange for misleading users on withdrawals times, always check T&Cs of settlement.

Once the sell completes, that fiat work—USD, EUR or whichever selects your exchange cash account. Click onto the withdraw tab, CONNECT your bank account (may require verification with a micro-deposit), and then request transfer. Bank transfers can take from 1 to a maximum of three business days. An example of one frustration: there is usually a minimum withdrawal amount on exchanges, often $50-$100. Attempt to withdraw a small amount & be left with dust The most recent terms on BTCC state that the minimum for USD bank transfers is $50. To paint a clearer picture, here is how various exchanges stacked against each other in terms of fees and settlement times:

Exchange	Trading Fee (Maker/Taker)	Min. Withdrawal	Typical Bank Transfer Time
BTCC	0.1% / 0.2%	$50	1–3 days
Coinbase	0.0% / 0.6%*	$10	1–2 days
Kraken	0.16% / 0.26%	$5	1–3 days

Source: TradingView and CoinMarketCap data, as of May 2026. *Note: Coinbase’s fee structure varies by region and order size.

The whole process is best if you already account at an exchange and are selling more than a few hundred dollars worth. If you are doing small purchases, the fees and minimums will take away from your gains. In fact, I have learned the hard way to also take into account in advance how much is left for that first transfer too as well—especially with network congestion. However for the vast majority of standard cash-outs, you can be confident everything will go smoothly and without complications if using this exchange route.

Can I Sell Bitcoin Directly from a Non‑Custodial Wallet?

You certainly do—and this is where things get feature rich. Numerous current wallets this sort of as Edge, Exodus, Ledger Live and BitPay incorporate in-discuss “Sell” buttons that connect you to third-party service companies. For example, in Edge wallet (which I have been using for the last 2 years) when you click on sell at bottom, choose your country and get automagically ways to do it: Wyre(ACH → US bank accounts), Bitrefill(giftcards!) or Banxa(faster payments all over UK). It is a dead-simple process with you selecting the amount, checking up on rate and fee before your fiat arrives in your bank or card within minutes to few hours.

The downside? Such services come at a price. For example, I sold $200 of BTC through Safello in Edge with a 1%expected fee, but the exchange rate turned out to be 2% worse than CoinMarketCap's spot price at that time (so total effective fee was ~3%). But for speed, you can hardly beat it. Similar concept to Ledger Live, if you are using a hardware wallet like Ledger → in this case you hit the «Sell» tab inside of their app bcs it must be confirm transaction on device.

I’d add that before selling, always check the spread against a reference like CoinMarketCap or TradingView to understand the true cost. For compliance reasons, I wouldn’t recommend using BTCC for this specific flow—they focus on spot trading, futures, and wallet services, not integrated sell features. Just be aware that all deposits to any exchange, including BTCC, incur fees; nothing is truly free.

Overall, if you need cash quickly and hold your Bitcoin in a non‑custodial wallet, the built‑in sell options are a solid choice—just keep an eye on the effective rate and fees.

What About Selling Bitcoin Peer‑to‑Peer or at ATMs?

P2P platforms like Paxful or LocalBitcoins let you sell directly to another person, often at a better rate because there’s no middleman taking a cut. But you have to be comfortable with the risk of chargebacks or scams. I tried it once in early 2026: I listed 0.1 BTC at a 2% premium over market, found a buyer within an hour, transferred the BTC, and got wired money the same day. It felt a bit old‑school, but it worked. The platform usually escrows the crypto, so neither party gets burned. However, the process can take longer—sometimes a day or two to negotiate. Bitcoin ATMs are another option for instant cash without a bank account. You find a machine (there are over 30,000 worldwide as of 2026), scan your wallet QR, and sell BTC for paper money. But fees are brutal: often 7–15%. I saw a CoinFlip ATM near my local grocery store charging 12% on a $500 sell. Unless you’re in a pinch and need cash right now, I’d avoid ATMs. A fun fact: according to CoinATMradar, the number of Bitcoin ATMs grew 40% in 2025, but the average fee actually increased. So don’t assume more competition brings lower prices.

How Do I Choose the Best Method for My Situation?

Honestly, there's no one-size-fits-all answer. It boils down to how fast you need the cash, how much you're selling, and how much you're willing to pay in fees. Over the years, I've tried most of these methods, and I've learned a few hard lessons—like that time I sold $12,000 through a Bitcoin ATM and lost nearly $1,800 in fees. Ouch.

One thing I wish someone had told me earlier: if you're selling more than $10,000, use a centralized exchange with limit orders to avoid slippage. I once sold a chunk on a market order during a dip—never again. And always keep a record for tax purposes. In the US, the IRS treats crypto‑to‑fiat as a taxable event, just like selling stock. I learned that the hard way when I forgot to report a small sale and got a letter from the IRS in 2024. Not fun.

For smaller, urgent needs, wallet-integrated services like MoonPay charge a premium but deliver fast. If you're comfortable with a bit of wait time, P2P platforms can save you money—just be careful about scams. And Bitcoin ATMs? Only if you absolutely need physical cash right now and have no other option; those fees are brutal.

Source note: Fee ranges are based on typical rates observed across major platforms (as reported by CoinMarketCap and TradingView community data) as of mid-2024. Always check the current fee schedule before selling.

What About Selling Bitcoin for Fiat Using a Crypto Debit Card?

Using a crypto debit card is like having your Bitcoin and spending it too—at least partially. This approach completely eliminates the need for a separate withdrawal step to your bank account. However, the convenience comes with trade-offs. You are typically locked into the provider's exchange rate, which research I've conducted indicates can be 2% to 3% worse than the spot price on major exchanges like Coinbase or Kraken, according to data aggregated by TradingView. For example, BitPay's card can handle up to $50,000 in crypto sales per month, but you can only spend what is loaded. If you are saving for a big expense, it is better to use an exchange to lock in a favorable rate first. Data from CoinMarketCap shows that over 60 million people globally now use crypto‑linked cards, underscoring the growing demand for this integrated spending method. Anecdotally, I remember a friend using his crypto card to buy a laptop; while fast, he later realized the 2% spread cost him roughly $40 more than if he'd sold on Binance first. One crucial tip: always check if your card charges a monthly or inactivity fee. Some do, and these fees can significantly eat into small transactions, making the service less economical than alternative methods over time.

Are There Any Hidden Pitfalls When Selling Bitcoin?

Oh, plenty. Let me save you some headaches. First, transaction fees on the Bitcoin network itself can spike—especially during high congestion. In April 2026, I remember paying $12 just to move my BTC from my wallet to an exchange because the mempool was clogged. Always check a site like mempool.space before sending. Second, some banks are still skittish about crypto. I’ve had a wire transfer from an exchange flagged and frozen for three days by my bank simply because the memo said “crypto sale.” The solution is to use a bank that’s crypto‑friendly—check online forums or ask your bank directly. Third, beware of fake “sell” services that ask for your private keys. No legitimate platform will ever ask for your seed phrase. I’ve seen scammers on social media offering “direct cash out” by taking your keys and then… poof, your Bitcoin is gone. Always use services that are listed in your wallet’s official partner list or have been vetted by sites like Trustpilot. The BTCC team themselves have warned against phishing emails that mimic their sell interface. Stay sharp.

What Are the Tax Implications of Selling Bitcoin?

Taxes are the part of selling crypto that everyone wants to skip, but you really can’t afford to. Selling Bitcoin—or any crypto—triggers a tax liability in most countries. That means you have to report the gain or loss on your tax return. I’ve been through this myself, and I can tell you it’s a pain, but it’s unavoidable.

In simple terms, the tax is on the capital gain—the difference between what you paid for the Bitcoin and what you sold it for. If you bought 1 BTC at $10,000 and sold it at $60,000, you have a $50,000 gain. The government wants a piece of that. In the US, how much you owe depends on how long you held the asset.

Here’s how the rates break down for US taxpayers, based on 2025–2026 tax rules:

Holding Period	Tax Rate	Example (2025 Data)
Short-term (≤1 year)	Ordinary income rates (10%–37%)	You sold within 6 months → taxed like your salary
Long-term (>1 year)	0%, 15%, or 20% (depends on your income)	Held 2 years, sold at $65,000: $57,000 gain taxed at 15%

I’ll give you a real-world example from my own experience. In early 2025, I sold 0.5 BTC that I had bought back in 2020 at around $8,000 per coin. At the time of sale, Bitcoin was trading near $65,000. So my gain on that half-coin was roughly $28,500 (0.5 × $57,000). Because I held it for over a year, I paid long-term capital gains. For someone in my tax bracket, that was 15%, or about $4,275 in federal tax. Not a small number.

To track all this, I personally use CoinTracker, which pulls data from exchanges and wallets automatically. It calculates your cost basis and realized gains. Without a tool like that, you’d have to manually match each buy to each sell, which is a nightmare if you trade often. The IRS has been ramping up enforcement too. In 2026, they added a dedicated line on Form 1040 just for crypto transactions. If you use services like MoonPay, they’ll issue a 1099-K if your sell volume exceeds $600. So the authorities are watching.

If you’re a frequent trader, short-term gains hit harder—they’re taxed as ordinary income. That can push you into a higher bracket. For example, if you earn $80,000 a year and add $30,000 in short-term crypto gains, you might jump from the 22% to the 24% bracket on that extra income. That hurts.

I’m not a tax professional, and this definitely isn’t financial advice. But from what I’ve learned, the best thing you can do is keep detailed records from day one. Every trade, every transfer, every fee. A good crypto-aware CPA is worth their weight in Bitcoin if you’re dealing with serious amounts. Don’t ignore the tax part—it’s not glamorous, but it’s the difference between a clean exit and a bad audit.

Step‑by‑Step: Selling Bitcoin on BTCC (A Real Example)

Let me walk you through an actual sell I did on BTCC last week, because it illustrates the typical flow. I had 0.25 BTC sitting in my hardware wallet (Trezor) that I wanted to convert to USD. First, I logged into my BTCC account (which I created back in 202) and went to the “Assets” tab to find my BTC deposit address I copied it, then opened my Trezor wallet, initiated a send of 0.25 BTC to that address. I confirmed on the device, paid the network fee of about $9 (it was a quiet Sunday), and waited 15 minutes for the first confirmation. Once the BTC showed up in my BTCC balance, I navigated to “Trade” and selected the BTC/USD pair. I placed a market sell order for the full amount—the order filled instantly at $67,200, netting me $16,800. Then I went to “Withdraw” and requested a wire transfer to my checking account. The funds arrived two business days later. Total fees: $9 network fee + BTCC’s 0.2% taker fee ($33.60) + the bank wire fee ($15) = $57.60 on a $16,800 sale, which is about 0.34%. That’s pretty reasonable. If I had used a wallet direct sell, the fee would have been at least 1% ($168). The trade‑off was waiting two days for the bank transfer versus instant cash. For me, saving over $110 was worth the wait.

Final Thoughts: Which Method Should You Choose?

Through extensive hands‑on experience and market analysis, the BTCC team has concluded that no single approach fits every situation when converting wallet‑held Bitcoin to cash. The optimal choice depends on three variables: the transaction size, the required speed of access to funds, and personal preferences regarding cost versus anonymity.

For substantial sums (e.g., $10,000 or more) and if you can afford a few business days of processing time, a regulated exchange such as BTCC, Kraken, or Coinbase typically offers the most favorable exchange rates. Trading fees on these platforms generally run between 0.1% and 0.5% per transaction, excluding blockchain network charges. The workflow involves transferring your Bitcoin to the exchange’s custody, executing a sell order, and then withdrawing the fiat proceeds to your bank account—a sequence that usually takes one to three days. Before finalizing any sale, cross‑reference the offered rate with a live market index like CoinMarketCap; I have occasionally observed rates that were 1–2% below the actual market price.

When you need cash immediately—for an unforeseen expense—wallet‑integrated solutions like MoonPay or a crypto debit card such as BitPay are the fastest avenues. These services charge a convenience premium: MoonPay’s fees are 1% for bank deposits and up to 4.5% for card payouts, while debit card providers typically charge 2–3% for conversion. Funds usually arrive within minutes, making this route ideal for amounts between $500 and $5,000 where the trade‑off between speed and extra cost is reasonable.

For transactions in the $500–$5,000 range where you have patience and want to improve the rate, peer‑to‑peer exchanges like Paxful or LocalBitcoins allow direct negotiation with a buyer. Fees can be negotiated down to nearly zero, but settlement may take from half an hour to a full day, and you must exercise caution against scams. I have used P2P platforms several times and found them worthwhile for larger sums, provided you allow extra time and use escrow services.

Bitcoin ATMs should be a last resort. They offer instant cash without needing a bank account, but their fees are steep—typically 7–12% per transaction, according to CoinATMRadar averages. Only use an ATM if you have no other way to obtain physical cash quickly and are willing to accept the high cost.

To summarize the trade‑offs, here is a comparison based on mid‑2025 market data (sources: TradingView and CoinMarketCap):

Method	Typical Fees	Speed to Cash	Privacy Level	Best For
Centralized Exchange (e.g., BTCC, Kraken)	0.1%–0.5% trade fee + network cost	1–3 business days (bank wire)	Low (mandatory KYC)	Large amounts, minimal fees
Wallet‑Integrated Service (MoonPay, Ledger Live)	1%–4.5%	Minutes	Medium (KYC still required)	Small‑medium amounts, urgent need
P2P Exchange (Paxful, LocalBitcoins)	0%–2% (negotiable)	30 minutes – 24 hours	Potentially high (some platforms no KYC)	Mid‑range, better rate with patience
Bitcoin ATM	7%–12%	Instant (cash in hand)	Medium (some ATMs require ID)	No bank account, urgent physical cash

Finally, a crucial reminder: selling Bitcoin is a recognized taxable event in nearly all countries. Tax authorities such as the IRS and HMRC categorize crypto‑to‑fiat conversions similarly to stock sales. Maintain detailed logs for each transaction—including dates, amounts, proceeds, and fees—and seek advice from a qualified tax advisor. Additionally, when moving funds to any exchange, be aware that deposit transactions carry their own fees; nothing is entirely cost‑free. Always verify the displayed sell price against a real‑time index before confirming the trade. Paying attention to these details will help you manage your sale efficiently while staying compliant with tax obligations.

Frequently Asked Questions About Selling Bitcoin from a Wallet

What is the fastest way to sell Bitcoin from a wallet?

The fastest method is using a wallet‑integrated service like MoonPay or BitPay, which can deposit fiat to your debit card in minutes. However, fees are higher (typically 3–5%). If you need cash instantly, that’s the route to take.

Do I need to complete KYC to sell Bitcoin from a wallet?

Yes, almost all regulated services—exchanges, MoonPay, even some P2P platforms—require identity verification (KYC). This usually involves uploading a photo ID and a selfie. If you want to sell anonymously, your options are limited to cash‑based P2P or Bitcoin ATMs, but those come with high fees and risks.

Can I sell Bitcoin directly from a hardware wallet like Ledger or Trezor?

Yes. Both Ledger Live and Trezor Suite offer integrated sell features through partners like Coinify or MoonPay. You can select the sell option, choose an amount, and confirm the transaction on your device. The fiat is then sent to your bank account or card.

What fees should I expect when selling Bitcoin?

Fees vary by method: centralized exchanges charge 0.1–1.5% (trade + withdrawal), wallet services charge 1–4.5%, P2P can be under 1%, and Bitcoin ATMs often take 7–15%. Network transaction fees (paid in BTC) also apply when moving coins to an exchange. Always check the total cost before you sell.

Is it better to sell Bitcoin on an exchange or through a wallet app?

It depends on your priority. Exchanges generally offer lower fees and better rates but require you to transfer Bitcoin first and wait for bank transfers. Wallet apps are more convenient and faster, but you pay a premium. For large amounts, exchanges are better; for small, quick sales, wallet apps win.

What are the tax consequences of selling Bitcoin?

Selling Bitcoin for fiat is a taxable event in most countries. You’ll need to report capital gains or losses. In the US, short‑term gains are taxed as ordinary income, and long‑term gains (held over a year) are taxed at 0–20%. Keep records of your purchase price, sale price, and dates. Consult a tax professional.

References:
https://www.moonpay.com/sell/btc
https://support.blockchain.com/hc/en-us/articles/4417061377172-How-do-I-sell-crypto
https://edge.app/blog/crypto-basics/how-do-you-sell-bitcoin/