Crypto Payment Cards Are Back—Here’s the 2025 Hot List and How to Snag One

Crypto cards just leveled up—again. With bull market momentum building, these plastic (or metal) gateways are bridging DeFi and your morning coffee purchase. Here’s what’s dominating wallets this cycle.

The Contenders:

- Binance Card: Still the heavyweight, now with instant BNB cashback boosts during ATH rallies. Just don’t mention last year’s ‘regulatory hiccups’ to customer support.

- Coinbase’s ‘Onyx’ Black Card: For those who want to flex 4% XRP rewards while Silicon Valley VCs quietly dump their bags.

- Crypto.com’s Jade Tier: Airport lounge access meets staking yields—because nothing says ‘financial revolution’ like skipping economy-class lines.

How to Get Yours:

1. KYC Like It’s 2021: Submit that passport scan. Privacy coins may be banned, but surveillance? Always bullish.

2. Stake or GTFO: Most require token locks. Pro tip: check if your jurisdiction’s ‘consumer protections’ actually apply to your crypto collateral.

3. Spend Into the Dip: Use that 3% Bitcoin rebate to offset the next -20% weekly candle. #HODLingNeverTastedSoSweet

Bonus cynicism: Nothing reassures traditional banks like watching crypto firms reinvent prepaid debit cards—but with 300% more jargon.

Crypto.com Visa card

Launched in 2018 following a partnership between crypto exchange Crypto.com and payments giant Visa, the Crypto.com Visa Card was one of the first mainstream offerings to connect digital assets with real-world spending.

It allows users to top up using cryptocurrencies held in their Crypto.com wallet, which are then automatically converted into fiat at the time of purchase.

What sets it apart is its tiered rewards structure based on the amount of CRO, Crypto.com’s native token, that a user stakes.

Depending on the tier, cardholders can earn up to 5% cash back in CRO on everyday purchases, along with benefits such as free subscriptions to Spotify and Netflix, as well as airport lounge access for premium users.  

Further, there are no annual fees, and the card works anywhere Visa is accepted.

The Crypto.com Visa Card is available across the U.S., U.K., European Economic Area (EEA), Canada, Singapore, and several Asia-Pacific markets.

Users can apply directly through the Crypto.com app by completing identity verification and choosing their preferred card tier. Once approved, a physical card is mailed out, and a VIRTUAL card is immediately accessible for online use.

Wirex card

The Wirex Card was introduced in 2020 as part of the company’s effort to make cryptocurrency spending as accessible as traditional banking.

Wirex is a London-based fintech company that offers a crypto-friendly alternative to conventional banking through its multi-currency accounts and mobile app.

Issued in partnership with Mastercard, the card supports multiple cryptocurrencies and fiat currencies through a single, borderless payment system.

Users can link their Wirex app to the card and instantly convert crypto like Bitcoin, Ethereum, or USDC into fiat at the point of sale. The card offers up to 8% cashback in WXT, Wirex’s native token, on eligible purchases, with no monthly maintenance or exchange fees.

The Wirex Card is currently available across the U.K., EEA, and parts of the Asia-Pacific region.

It can be ordered directly through the Wirex app following standard identity verification, and users receive both a physical card and a virtual version for online transactions.

RedotPay card

The RedotPay Card supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, and stablecoins, with the option to automatically convert to fiat currency at checkout.

Backed by Visa, the card can be used at over 130 million merchants globally and is compatible with Apple Pay and Google Pay in select regions. It also allows ATM withdrawals and online purchases without the need to manually pre-convert crypto balances.

The card works in real time through the RedotPay app and doesn’t require advance deposits.

It is currently available in most major markets, including the U.S., U.K., and several countries across Asia and Europe. Users can apply through the RedotPay website after completing basic KYC verification.

Coinbase card

The Coinbase card was also launched in partnership with Visa, allowing direct crypto spending from a user’s Coinbase account with the option of automatic conversion to fiat at the point of sale.

One of the card’s notable features is its rotating crypto rewards program, which is currently limited to users in the United States. Users there can earn up to 4% back in various cryptocurrencies on eligible purchases.

It is accepted at over 40 million merchants worldwide that accept Visa, and supports integration with Apple Pay and Google Pay for contactless payments. 

To obtain the Coinbase Card, users must have a verified Coinbase account. After completing identity verification, they can apply for the card through the Coinbase app or website.

Once approved, a virtual card is available for immediate use, and a physical card is mailed to the user.

Burner card

As opposed to standard crypto payment cards, the Burner Card has been positioned as a lightweight tool for gifting or using it as a portable cold storage. Developed by Burner.pro, it functions as a tap-to-use self-custody wallet embedded in an NFC-enabled smart card.

Each Burner Card is configured for a specific blockchain, with current options supporting Ethereum, Bitcoin, or Base.

Users can currently store assets, such as Ethereum, Bitcoin, or the gasless stablecoin USD II, directly on the cards, which can be accessed via a smartphone. It requires no app installation and operates via a secure, browser-based interface.

The card can be purchased at the official burner.pro website.