7 Best Altcoins to Buy Now That Whales Are Loading Up On: Bitcoin Surges to Record on Fed Easing Bets

Bitcoin smashes through previous ceilings as Fed signals loosen the purse strings—altcoins ride the wave with whale-sized confidence.

Whales Dive Deep

Major players aren't just dipping toes—they're going all in. Seven altcoins see unprecedented accumulation while retail still hesitates.

Fed's Green Light

Speculation around rate cuts fuels the frenzy. Easy money policies create perfect conditions for crypto's next leg up—because nothing says 'healthy economy' like betting on digital tokens, right?

Altcoin Selection Criteria

Focus stays on projects with strong fundamentals, actual utility, and—crucially—those attracting substantial smart money inflows before the crowd catches on.

Timing The Wave

Entry points matter more than ever. Catching the momentum early separates gains from regrets.

Risks Remain

Volatility hasn't taken a vacation. Whales accumulate—but they can dump faster. Stay sharp.

The Bottom Line

While traditional finance debates soft landings, crypto's already building launchpads. Choose wisely, watch the whales, and maybe—just maybe—ride this one all the way up.

7 Best Altcoins To Buy Now That Whales Are Secretly Investing In

Below is a list of the best altcoins to buy now:

While bitcoin surged in July recently you would be thinking what makes them the best altcoins to buy now, and let’s check the details!

1. Tapzi (TAPZI)

Tapzi is emerging as a Web3 gaming project at a time when altcoins under $1 are gaining renewed attention from investors seeking the next wave of high-growth opportunities. While Bitcoin’s recent surge above $124,000 had highlighted the strength of institutional inflows, history shows that retail-driven gains often come from smaller-cap projects during such market cycles.

Tapzi positions itself in this category by targeting the gaming sector, a $217 billion global industry, with a model that emphasizes skill-based competition rather than speculative or inflationary play-to-earn dynamics. The platform is structured around a phased roadmap beginning in 2025, with a presale designed to reduce post-launch inflation through vesting schedules.

Early offerings include a web-based demo featuring games such as Chess, Checkers, Rock-Paper-Scissors, and Tic Tac Toe, demonstrating real-time staking and matchmaking. By 2026, Tapzi aims to scale with NFT-based cosmetics, cross-chain deployments, and a developer SDK to enable third-party integrations.

Importantly, its token utility spans staking, tournament prize pools, cosmetic purchases, and potential governance rights, aligning token demand with platform activity rather than speculation alone.

Investing in Tapzi organically means exposure to a project that is building around transparency, fair play, and sustainability, supported by audits and on-chain reporting. With whales diversifying into undervalued assets, projects like Tapzi could attract attention as gaming adoption intersects with crypto’s growth. While still early-stage, its focus on competitive infrastructure rather than hype-driven tokenomics distinguishes it in an altcoin market often defined by volatility.

2. Uniswap (UNI)

Uniswap is one of the most widely recognized decentralized exchanges (DEXs), pioneering the concept of automated market makers (AMMs) in DeFi.

Instead of relying on order books like traditional exchanges, Uniswap uses liquidity pools where users can supply assets and earn a share of trading fees. Its native token, UNI, plays a central role in governance, allowing holders to propose and vote on upgrades, treasury spending, and ecosystem incentives.

Beyond governance, Uniswap has evolved into a broader DeFi hub, powering thousands of ERC-20 token swaps daily with billions in locked value. Its multichain expansion across ethereum Layer-2 solutions and other blockchains enhances accessibility while keeping costs low for users.

With institutional and retail investors continuing to embrace DeFi, Uniswap’s relevance lies in its proven track record of security, innovation, and user adoption.

For investors, UNI offers exposure to a foundational protocol that not only shaped decentralized trading but also continues to expand as DeFi matures into a Core part of global finance.

3. Hedera (HBAR)

Hedera is a public distributed ledger that differentiates itself from traditional blockchains by using a Hashgraph consensus mechanism instead of proof-of-work or proof-of-stake. This design enables high-speed transactions, low fees, and strong scalability, making it suitable for enterprise and institutional applications.

The network is governed by the Hedera Governing Council, which includes global corporations such as Google, IBM, Boeing, and LG. This governance structure ensures stability and transparency while supporting diverse use cases like supply chain tracking, tokenized assets, and decentralized identity solutions.

The native token, HBAR, is used to pay for transaction fees, secure the network, and enable smart contract execution. Hedera has also made sustainability a CORE feature, running carbon-negative operations and appealing to environmentally conscious adopters.

For investors, HBAR represents a long-term play on enterprise-grade blockchain adoption, with its blend of speed, low cost, and corporate backing.

Positioned as a bridge between Web3 innovation and real-world applications, Hedera continues to attract attention from both retail and institutional players.

4. Stellar (XLM)

Stellar is a blockchain platform built with a mission of financial inclusion, enabling fast, low-cost cross-border payments. Founded by Jed McCaleb, one of the co-creators of Ripple, stellar focuses on connecting banks, payment providers, and individuals across different currencies and geographies.

Its consensus protocol allows transactions to settle within seconds at minimal costs, making it particularly effective for remittances and micropayments.

The native token, XLM, plays a dual role: facilitating currency conversions and preventing spam on the network. Stellar has partnered with organizations like MoneyGram, Circle, and even governments exploring central bank digital currencies (CBDCs), highlighting its growing influence in global finance.

With billions of unbanked people worldwide, Stellar’s vision of affordable, borderless transactions carries social and economic significance.

For investors, XLM offers exposure to a blockchain project not just focused on speculation but also on addressing real-world financial barriers. Its affordability and utility make it a compelling candidate for long-term growth as digital payments expand globally.

5. Chainlink (LINK)

Chainlink is a decentralized oracle network that plays a critical role in bridging real-world data with blockchain applications. Smart contracts, by design, cannot directly access external data such as asset prices, weather conditions, or sports outcomes.

Chainlink solves this by securely feeding off-chain data onto blockchains, enabling advanced use cases in DeFi, insurance, gaming, and beyond. The native token, LINK, incentivizes node operators to provide accurate and reliable data.

With hundreds of integrations across blockchain ecosystems, chainlink has become an essential piece of Web3 infrastructure, securing billions in total value locked.

Its recent innovations, such as the Cross-Chain Interoperability Protocol (CCIP), extend its functionality to enable seamless communication between different blockchains. This positions Chainlink as a key enabler of the “Internet of Blockchains.”

For investors, LINK offers exposure to one of the most critical infrastructure providers in crypto, whose growth scales directly with the expansion of DeFi and smart contracts. Its relevance is rooted in utility, security, and widespread adoption.

6. Litecoin (LTC)

Litecoin is one of the oldest cryptocurrencies, often referred to as the “silver to Bitcoin’s gold.” Launched in 2011 by Charlie Lee, it was designed to improve upon Bitcoin’s transaction speed and efficiency.

With a block generation time of 2.5 minutes compared to Bitcoin’s 10 minutes, Litecoin offers faster payments with lower fees, making it suitable for everyday transactions.

The network uses a proof-of-work consensus mechanism with the Scrypt algorithm, which enables broader mining participation.

Litecoin has stood the test of time through multiple market cycles, maintaining strong liquidity and global recognition. Its native token, LTC, is widely supported across exchanges, ATMs, and payment processors, ensuring accessibility for both individuals and businesses.

While it may not have the flashy innovations of newer blockchains, Litecoin’s strength lies in its resilience, security, and utility as a payment-focused cryptocurrency.

For long-term investors, LTC serves as a stable, battle-tested asset with enduring relevance in the digital payments landscape.

7. Sui (SUI)

Sui is a relatively new Layer-1 blockchain designed for high-performance decentralized applications, with a particular focus on gaming, NFTs, and real-time experiences.

Built by former Meta engineers, Sui leverages a unique object-centric data model that enables parallel transaction execution, allowing the network to scale without congestion.

This design gives it the ability to handle thousands of transactions per second at low costs, making it ideal for applications that require speed and interactivity. Its native token, SUI, is used for staking, governance, and transaction fees, as well as powering in-network assets.

The project has already attracted developer interest due to its flexibility and innovative design, which supports features like programmable NFTs and dynamic digital assets.

By targeting next-generation use cases in Web3, sui positions itself as an ecosystem for developers looking to build beyond standard DeFi protocols.

For investors, SUI represents exposure to a high-growth, early-stage network aiming to redefine user experiences in blockchain applications.

Concluding The Best Altcoins To Buy Now

Bitcoin’s record surge has reaffirmed its dominance, but history consistently shows that altcoins often deliver some of the most dramatic gains once liquidity rotates beyond BTC. The current market backdrop of regulatory clarity, institutional inflows, and macro easing has set the stage for renewed interest in projects with genuine utility.

From Tapzi’s skill-based Web3 gaming model to Uniswap’s role in decentralized trading, Hedera’s enterprise adoption, Stellar’s cross-border payments, Chainlink’s oracle infrastructure, Litecoin’s established payment network, and Sui’s high-performance design, each of these tokens brings a distinct value proposition that goes beyond speculation.

While risks remain high in an evolving market, whales accumulating these assets highlight the importance of watching fundamentals as much as price action. For long-term investors, the lesson is clear: Bitcoin may lead the headlines, but altcoins often capture the next wave of exponential growth when momentum spreads across the ecosystem.