XRP Price Prediction: Ripple Primed for $4 Surge—So Why Are Whales Dumping for This PayFi Dark Horse?

Ripple's XRP is flashing bullish signals—analysts eye a $4 breakout as network activity spikes. But something strange is happening: top holders are quietly rotating into a new PayFi token. Market manipulation or smart money moving early?

The PayFi contender boasts cross-chain liquidity pools that make traditional banking rails look like dial-up. Meanwhile, XRP's legal clarity finally ignited its engines—only for sharks to start feeding elsewhere. Classic crypto.

One hedge fund manager quipped: 'We trade narratives here, not tech.' As Ripple's army cheers the charts, those who move markets are already two steps ahead. The real question? Whether retail catches on before the next pump—or gets left holding the bag again.

XRP price prediction: can $4 arrive fast, then $7 to $10 later?

Source: TradingView

Analysts note two fresh whale positions worth $1.02 million and $1.31 million near $3.44, plus more than $1 billion in on chain transfers and 2.2 billion XRP moving into large wallets. That kind of accumulation, plus record perpetual futures of $10.98 billion, keeps the XRP price prediction path to $4 on the table.

Market analyst Martinez points to an MVRV golden cross that preceded a 630% rally before, adding more fuel to the current xrp price prediction debate. If bulls push a daily close back over $3.66, the next technical targets many map out for their XRP price prediction are $6.03, then the $7 to $10 band. The most optimistic XRP price prediction camps still float $15 to $21 if the macro stays risky.

Remittix: why big holders are testing a PayFi hedge

Some whales want exposure to a payment focused cross chain DeFi project that can still be counted as a top crypto under $1. Remittix fits that box and positions itself as a crypto with real utility rather than a meme. It is also pitched as a best crypto to buy now picked by hunters of the next 100x crypto and the best DeFi projects 2025 list. Here is what they like and why some decide to buy RTX token alongside XRP:

• One tap crypto staking with up to 20% APY
• Transfers that stay under a cent for true low gas fee crypto payments
• Smart router that finds the cheapest chain in seconds
• DAO voting and revenue funded monthly burns that reduce supply
• $250,000 community giveaway live while funding races toward the next milestone

Final take: XRP can climb, Remittix can sprint

The near term XRP price prediction hangs on reclaiming $3.66 and defending whale built support around $3.20 to $3.40. But the reason some large wallets are splitting capital is simple. XRP might grind to $4 and beyond, while a still tiny payment token like Remittix can move faster if adoption spikes. For traders chasing asymmetric upside, holding both Ripple and a PayFi outlier under a dollar is a strategy that could capture momentum from two different directions.

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway