Breaking: Landmark Crypto Regulation Heads to House Floor Vote July 14–18

Washington’s playing catch-up—finally. The House is set to vote on sweeping crypto legislation next week, marking a make-or-break moment for the industry.

What’s at stake? Clarity vs. chaos. The bill could either legitimize digital assets or saddle them with unworkable red tape—because nothing says 'innovation' like a 300-page compliance manual.

Wall Street’s watching. Banks are already hedging bets, with some quietly lobbying to kill provisions that’d cut them out of the crypto custody game. Meanwhile, Bitcoin barely blinked—proof markets either don’t care or know politicians will fumble this like a hot hardware wallet.

One cynical take: If passed, expect a 24-hour celebration before everyone realizes the SEC will still regulate via enforcement anyway. Happy trading!

TLDR

• The U.S. House of Representatives will review two major crypto regulations from July 14 to 18.
• The Clarity Act aims to define legal operations for investors, brokers, and entrepreneurs in digital asset markets.
• The GENIUS Act focuses on regulating dollar-backed payment tokens, including stablecoin issuance and oversight.
• Congressman French Hill confirmed the legislation is ready after months of work by the Financial Services Committee.
• Lawmakers intend to reduce regulatory confusion and provide a clear structure for blockchain-based innovation.

Two major crypto regulations are scheduled to reach the U.S. House floor between July 14 and July 18. Lawmakers will consider the Clarity Act and the GENIUS Act, aiming to create structured legal frameworks for digital assets. The legislative push responds to growing concerns over regulatory uncertainty and innovation gaps in the crypto space.

Clarity Act Targets Legal Framework for Digital Assets

The Clarity Act proposes clear definitions for how brokers, developers, and investors can operate within U.S. digital asset markets. Lawmakers have emphasized the need for legal standards in response to confusion over what constitutes a security. The bill will provide operational clarity for individuals and businesses active in blockchain and crypto-related services.

With no comprehensive crypto regulations in place, many firms face risk from undefined legal boundaries. This bill seeks to eliminate legal grey areas by setting rules that align with financial service requirements. It will also establish reporting guidelines and compliance expectations for entities operating in the sector.

The legislation covers market structure, asset classification, and regulatory oversight responsibilities among agencies. These measures aim to streamline federal coordination and prevent inconsistent enforcement. The proposed rules will also assist in protecting consumers from unintended violations of financial law.

Stablecoin Oversight Advances Through GENIUS Act

The GENIUS Act addresses dollar-backed payment tokens, including how stablecoins should be issued, governed, and supervised. Unlike other asset classes, stablecoins lack a central regulatory structure at the federal level. The new bill proposes oversight protocols to ensure transparency and safety in their use.

This legislation introduces requirements for issuers to maintain reserves and disclose financial practices. The goal is to establish trust in payment systems that rely on blockchain infrastructure. By doing so, the act supports a safer environment for transactions and settlements involving digital tokens.

🚨BREAKING: French Hill says: “In two weeks, we'll bring the CLARITY Act and GENIUS Act to the House Floor, which give rules of the road for digital assets and dollar-backed payment stablecoins.”$RLUSD 🤝 #XRP pic.twitter.com/V5qQMtVckH

— JackTheRippler ©️ (@RippleXrpie) July 5, 2025

Regulators expect these crypto regulations to strengthen U.S. leadership in global digital finance. With rising competition from other nations, a defined framework ensures American innovation remains competitive. The act also prioritizes consumer protection and legal compliance in the stablecoin ecosystem.

House Prepares Vote on Crypto Regulation

The House will debate both crypto regulations during a designated crypto-focused legislative week starting July 14. In addition to these bills, the House will review the Anti-CBDC Surveillance State Act. Together, these measures represent the most extensive U.S. crypto policy effort to date.

Congressman French Hill confirmed that the financial services committee has finalized both bills after extensive discussions. Lawmakers intend to establish a strong legal foundation for blockchain-based finance.