Michael Saylor’s Bold Prediction: Your Bitcoin Could Hit $21 Million by 2046

MicroStrategy’s Bitcoin evangelist just dropped a bombshell—and Wall Street’s spreadsheet jockeys are scrambling for their calculators.

The $21 Million Moon Shot

Saylor’s math hinges on Bitcoin eating gold’s lunch as the ultimate store of value. If the digital asset captures just half the $12 trillion precious metals market, each coin could theoretically balloon to eight figures.

The Institutional Domino Effect

Corporate balance sheets loading up on BTC—like MicroStrategy’s own $8 billion stash—could trigger a FOMO cascade. Pension funds and sovereign wealth managers won’t stay sidelined when the volatility smoothens.

The Cynic’s Corner

Of course, this assumes regulators don’t strangle crypto in its crib—and that the ‘number go up’ cult survives the next market winter. But for true believers? That $21 million price tag might just be the floor.

TLDR

• Michael Saylor projects Bitcoin will reach $21 million per coin within 21 years at BTC Prague 2025
• He expects Bitcoin to grow roughly 21% annually as adoption spreads from government to Wall Street
• Bitcoin has delivered 61% returns in the past year and averages 56% annualized returns this decade
• Institutional adoption accelerated with $150 billion in Wall Street inflows and 1.4 million BTC held by institutions
• Political momentum shifted in favor of Bitcoin with pro-crypto administration and three bills moving through Congress

Michael Saylor delivered his forecast for Bitcoin at BTC Prague 2025. The Strategy Executive Chair told attendees he expects Bitcoin to reach $21 million per coin within 21 years.

Saylor based his prediction on Bitcoin’s current growth trajectory. He pointed to the cryptocurrency’s 55% rise last July compared to weaker performance from traditional assets like the Nasdaq and S&P 500.

The Strategy founder argued that Bitcoin still has room to grow despite its trillion-dollar market cap. He said the cryptocurrency represents less than 0.1% of global wealth, leaving space for expansion.

Several factors have accelerated Bitcoin’s adoption over the past 11 months. Saylor credited a U.S. administration that now publicly supports bitcoin and pro-crypto Cabinet officials.

Three bills are moving through Congress that could benefit Bitcoin. These include the Clarity Act, the Genius Act, and the Bitcoin Act.

Wall Street has shown increased interest in Bitcoin. Saylor highlighted $150 billion in recent institutional inflows tied to 1.4 million BTC as proof of growing adoption.

Performance Data Supports Long-Term Growth

Bitcoin’s performance figures back up Saylor’s bullish outlook. The cryptocurrency has gained 61% in the past year and averages a 56% annualized return this decade.

These returns are more than double what the S&P 500 and Magnificent Seven stocks have delivered. Saylor said only Bitcoin clears the 13% cost-of-equity hurdle that corporations typically require.

Looking ahead, Saylor forecast a 28.5% compound annual return for Bitcoin. He expects this to taper toward 21% as the market value approaches hundreds of trillions of dollars.

Volatility remains high at mid-40% levels but should continue cooling. Saylor called volatility “vitality” and said it’s not a problem but rather a feature.

He told the BTC Prague audience they have information that 99.8% of global capital doesn’t understand yet. This gives early adopters a 21-year head start on the rest of the market.

Strategic Approaches for Building Wealth

Saylor outlined three main strategies for building wealth with Bitcoin. The first involves dollar-cost averaging $50,000 per year into BTC over the long term.

The second strategy uses long-term leverage at rates below 10%. The third approach adopts a bitcoin-treasury corporate model that sells small equity stakes at premium valuations.

Under favorable conditions, Saylor claimed these strategies could turn $2 million into more than $700 million over two decades. He compared this to traditional dollar-cost averaging in Bitcoin showing returns of $40 million on a $2 million input.

The same investment in the S&P 500 WOULD only yield $6 million. Using leverage and equity issuance with dollar-cost averaging could produce up to $760 million in returns.

Political momentum has shifted in Bitcoin’s favor since July 2024. The WHITE House and key congressional figures adopted pro-Bitcoin positions, with new federal cabinet roles created to support digital asset integration.

Regulatory bodies including the SEC, OCC, and Federal Reserve acknowledged Bitcoin’s role in the financial system. Several governments beyond the U.S., including the UK, China, and El Salvador, began Bitcoin discussions or initiatives.

Public companies joined the “Bitcoin 100” group of firms holding BTC on their balance sheets. Names include TRUMP Media, GameStop, SmarterWeb, and Metaplanet, with ETF approvals further accelerating Bitcoin access across retail and institutional channels.