XRP (XRP) Price Surge: How Treasury Tokenization Bridges Traditional Finance and Crypto

Wall Street’s finally catching on—by copying crypto’s homework. XRP’s latest price action reveals the dirty secret: tokenization isn’t revolutionary anymore, it’s just profitable.

The institutional FOMO playbook

Banks and hedge funds are scrambling to slap blockchain labels on legacy treasury products. XRP’s 30% monthly gain? Pure speculation that the ‘regulated’ crypto will become the backbone of their half-baked tokenized debt schemes.

Why this isn’t your 2017 bull run

Real-world asset tokenization actually moves needles now—unlike the ICO vaporware era. XRP’s recent 15% weekly surge correlates with BlackRock’s new digital debt platform trials. Coincidence? The market says no.

The cynical truth

Traditional finance isn’t adopting crypto—it’s co-opting the tech while keeping the profit margins. XRP’s price will keep climbing as institutions realize they can charge 2% management fees on blockchain wrappers for the same garbage bonds.

TLDR

• XRP trades at $2.31 as Ondo Finance launches tokenized US Treasury fund on XRP Ledger
• US CPI data came in below forecast at 2.4% in May, boosting crypto market sentiment
• Ripple CEO projects XRPL could handle 14% of SWIFT volume within five years
• ChatGPT analysis suggests XRP could reach $12-24 if handling $21 trillion annual volume
• Technical indicators show bullish signals with potential resistance at $2.40 and $2.65

XRP climbs to $2.31 as institutional adoption accelerates through new financial products and payment infrastructure developments. The digital asset gains momentum following favorable inflation data and expanded use cases on its native blockchain.

The US Consumer Price Index rose to 2.4% in May, below the expected 2.5% forecast. Core CPI remained flat at 2.8%, matching April figures. Monthly CPI and Core CPI each increased 0.1%, falling short of market expectations.

The inflation data precedes the Federal Reserve meeting on June 18. The CME Group’s FedWatch tool shows analysts expect rates to remain unchanged between 4.25% and 4.50%.

Institutional Grade Assets Enter XRPL

Ondo Finance launched its ONDO Short-Term US Government Treasuries product on the XRP Ledger. The move bridges decentralized finance with traditional financial markets.

1/ We’re bringing tokenized real-world assets to the XRP Ledger.

Ondo Finance’s flagship short-term US Treasuries fund, OUSG, is now live on the XRPL—with seamless minting and redemptions via @Ripple’s stablecoin, RLUSD. pic.twitter.com/E4lH9C8tE6

— Ondo Finance (@OndoFinance) June 11, 2025

Institutional investors can now access short-term US Treasuries through OUSG tokens. The product generates yields through diversified money market fund portfolios.

Investors can mint and redeem tokens using Ripple’s RLUSD stablecoin. The platform operates around the clock with continuous capital access and deployment capabilities.

The service offers intraday settlement and liquidity features. This enables efficient portfolio management and expanded exposure to tokenized Treasury-backed assets.

Ondo Finance operates across multiple blockchains including Ethereum, Solana, and XRP Ledger. The platform partners with major funds from BlackRock, WisdomTree, and Franklin Templeton.

VivoEnergy, a NASDAQ-listed company, plans to deploy $100 million in XRP tokens on the Flare blockchain. The firm also considers adopting RLUSD stablecoin for payment systems.

SWIFT Volume Projection Analysis

Ripple CEO Brad Garlinghouse estimates XRPL could handle 14% of SWIFT transaction volume within five years. This projection focuses on liquidity rather than messaging functions.

SWIFT processes approximately $150 trillion in annual transaction volume according to Forbes estimates. Fourteen percent of this volume equals $21 trillion yearly through XRPL.

ChatGPT analysis examined pricing implications if this volume materializes. XRP serves as a bridge asset, requiring liquidity pools rather than holding full transaction values.

Assuming 30x annual token turnover, XRPL WOULD need $700 billion in XRP liquidity. This requirement translates to approximately $11.90 per token with current supply levels.

Speculative demand could increase valuations beyond utility value. Market cap multipliers of 1.5x could drive prices to $17.85, while 2x multipliers suggest $23.81 potential.

These projections assume XRP remains central to XRPL transactions. Higher turnover rates would reduce liquidity requirements and affect price calculations.

XRP trades above confluence support at $2.26, established by 50-day and 100-day exponential moving averages. Technical indicators including MACD show bullish signals.

The Money FLOW Index crossed above 50, indicating increased buying pressure. Resistance levels appear at $2.40 and $2.65 based on previous testing in May.