Remittix Challenges Ripple’s Throne: Can the ‘XRP 2.0’ ICO Actually Disrupt Cross-Border Payments?

Move over, Ripple—there’s a new contender in the cross-border payments arena. Remittix, dubbed ’XRP 2.0’ by overeager crypto bros, has rocketed past $15M in its ICO. But can it live up to the hype, or is this just another case of ’vaporware meets venture capital’?

The project promises faster settlements and lower fees than Ripple’s XRP, targeting the $700B remittance market. Skeptics, however, note the irony of yet another blockchain ’solution’ raising millions before proving it can scale beyond a whitepaper.

One thing’s certain: in the crypto world, ambition always outpaces regulation—and investors keep writing checks.

Remittix steps up as the real XRP 2.0 the world was waiting for

For years, Ripple promised to bridge the gap between crypto and traditional finance, but the user experience often fell short. Between regulatory delays and complex onboarding, businesses and individuals seeking fast, global money transfers were left wanting. That’s where Remittix steps in, not just as a successor, but as an upgrade worthy of the name “XRP 2.0.”

Source: Remittix

Imagine sending crypto to a relative overseas, and it lands in their bank account as fiat, no wallet needed, no conversion stress, no delays. Remittix makes this possible with instant crypto-to-fiat conversion across 50+ cryptocurrencies and 30+ fiat currencies, using flat fees that eliminate the surprise costs typical of traditional remittance platforms.

But where Remittix truly shines is in business utility. Merchants can now accept crypto payments and settle in fiat seamlessly through the Remittix Pay API. Cross-border payroll? Covered. Automated, conditional smart contract payments? Built-in. The platform doesn’t just facilitate transactions, it empowers users with real control, thanks to a self-custody model and transparent, on-chain records.

The interface is sleek and intuitive, with a Web3 dApp that allows purchases via connected wallets or even credit cards. The tiered token allocation system keeps things dynamic and fair, ensuring demand drives token access, not gatekeeping.

Fully audited, peer-to-peer, and encrypted, Remittix isn’t trying to imitate Ripple, it’s solving the problems Ripple couldn’t. In doing so, it’s becoming the platform that XRP was meant to be.

XRP whale activity slows down, hinting at a bullish turnaround

After a rough start to 2025, XRP may finally be finding its footing. Earlier this year, whale investors dumped massive XRP holdings, pushing net flows DEEP into the red and triggering a steep price drop from $3.38 to $1.60 by April. But recent on-chain data from CryptoQuant signals a potential shift.

XRP Whale FLOW 30DMA. Source: CryptoQuant.

Kripto Mevsimi highlights that the 30-day moving average of whale flows is now trending upward, suggesting large holders have paused their sell-offs. While not a full reversal, Mevsimi believes this could mark the start of a base-building phase and possibly a new uptrend.

This shift is reinforced by other bullish indicators. XRP’s daily spot trading volume has more than doubled, surpassing $10 billion, and 88% of CoinMarketCap users now express a positive sentiment toward the token.

On-chain data from Santiment further confirms momentum, showing an 11% increase in XRP-holding wallets this year alone. Much of this renewed interest may be fueled by Missouri’s proposed House Bill 594, which WOULD eliminate capital gains taxes on crypto assets like XRP, a potential game-changer for U.S.-based investors.

If whale behavior continues to stabilize, XRP could be gearing up for a powerful comeback.

Conclusion: Why Remittix may truly replace Ripple

Remittix isn’t just following in Ripple’s footsteps, it’s outpacing them. By delivering seamless crypto-to-fiat transfers, business-ready APIs, and a clean regulatory slate, it answers the very promises XRP struggled to fulfill.

With over 535 million RTX tokens sold, 87% of the presale already completed, and the price set at just $0.0757, Remittix is gaining unstoppable momentum. If Ripple was version 1.0 of crypto remittances, Remittix is clearly the upgrade, and the future looks firmly in its hands.