XRP Ecosystem Expands as Walmart’s OnePay Embraces RLUSD Platform

Major Retail Giant Integrates XRP-Powered Payment Solution

Walmart's financial arm OnePay just dropped a bombshell - they're integrating the RLUSD platform directly into their payment infrastructure. This isn't just another crypto partnership; it's mainstream adoption hitting the retail sector like a freight train.

RLUSD Platform: The Bridge Between Traditional Finance and Crypto

The integration cuts through traditional banking red tape, bypassing legacy payment processors that have been slowing down cross-border transactions for decades. OnePay's move signals that even traditional retail giants recognize the efficiency of XRP's settlement technology.

What This Means for XRP's Ecosystem Growth

This expansion isn't happening in isolation. The RLUSD platform leverages XRP's lightning-fast settlement times while maintaining regulatory compliance - something that usually makes traditional finance executives break out in cold sweats. Meanwhile, Wall Street analysts are still trying to figure out why they spent millions on systems that can't keep up with blockchain technology.

The retail payment landscape just got disrupted - and the traditional banking sector didn't see it coming until their quarterly reports start showing the impact.

TLDR

• Walmart’s fintech platform OnePay is set to launch crypto trading features within its mobile app.
• OnePay will use ZeroHash for crypto custody, trading, and compliance infrastructure.
• ZeroHash now supports RLUSD, Ripple’s stablecoin, enabling deposits, withdrawals, and trading.
• The integration of RLUSD through ZeroHash connects Ripple’s infrastructure to OnePay’s backend operations.
• XRP gains a stronger institutional presence as RLUSD adoption expands through fintech apps like OnePay.

Walmart’s fintech unit OnePay is advancing its crypto plans using infrastructure linked to Ripple’s RLUSD, bolstering XRP’s position. OnePay’s integration with ZeroHash, a provider now supporting RLUSD, connects Ripple’s ecosystem to Walmart’s upcoming digital finance services. This move increases XRP Ledger’s institutional reach, aligning with Ripple’s ongoing strategy to expand real-world blockchain utility.

RLUSD Gains Ground via ZeroHash Support

ZeroHash now supports RLUSD across its infrastructure, including deposits, trading, and withdrawals, for certified financial platforms. The update, live since early 2025, is detailed in ZeroHash’s developer documents, confirming RLUSD’s availability through supported interfaces. This development aligns with Ripple’s goals to strengthen RLUSD adoption across institutional-grade applications.

The Walmart OnePay crypto deal is with a company called ZeroHash.

Guess what ZeroHash is using as a stablecoin.

RLUSD. // XRP https://t.co/aUHNWSSNHM pic.twitter.com/ywc18vT5Wm

— Chad Steingraber (@ChadSteingraber) October 20, 2025

Ripple launched RLUSD in late 2024 to enable blockchain-based settlements and expand cross-chain liquidity between XRP and Ethereum. RLUSD functions on both blockchains, promoting interoperability and access across diverse financial platforms. Its design allows seamless integration into regulated financial systems, increasing XRP Ledger visibility.

ZeroHash’s integration marks a step forward in making RLUSD accessible to wider fintech audiences, including retail-facing apps. Ripple gains more infrastructure-level adoption through ZeroHash, enhancing RLUSD’s liquidity and operational use. This growing support positions RLUSD as a key asset within crypto-enabled financial tools.

OnePay’s Crypto Strategy Now Tied to RLUSD Infrastructure

OnePay, Walmart’s digital finance platform, confirmed crypto features will launch within its app, starting with Bitcoin and Ethereum. The platform will rely on ZeroHash for custody, compliance, trading, and settlements across its crypto services. Because ZeroHash supports RLUSD, OnePay’s backend links directly to Ripple’s stablecoin ecosystem.

Ribbit Capital, OnePay’s co-developer, aims to build a full-service finance app offering savings, cards, and digital assets. RLUSD integration allows OnePay to access Ripple’s blockchain settlement tools, expanding its digital asset functionality. The strategic use of ZeroHash ensures RLUSD remains part of OnePay’s underlying operations.

Ripple’s infrastructure benefits as OnePay and similar apps use ZeroHash’s RLUSD-supported systems for regulated crypto activities. This strengthens XRP’s ecosystem role while supporting RLUSD’s position in retail financial apps. Institutional users gain access to blockchain settlements through familiar consumer platforms like OnePay.

XRP Positioned as Liquidity Backbone in Fintech Ecosystems

Ripple’s expansion through RLUSD integration gives XRP more utility across fintech platforms that rely on ZeroHash’s systems. RLUSD support increases XRP Ledger’s exposure in regulated environments focused on scalable crypto settlement and liquidity. RLUSD’s utility within platforms like OnePay enables XRP to serve as a foundational asset.

Chad Steingraber emphasized the Ripple-OnePay-ZeroHash LINK as a key milestone for XRP’s expanding financial footprint. “RLUSD’s presence in ZeroHash infrastructure creates direct exposure for XRP in consumer financial platforms,” Steingraber stated. This reinforces Ripple’s role in powering institutional-grade payments through RLUSD.

As RLUSD adoption increases across integrated platforms, XRP continues building its strategic relevance in tokenized asset systems. Fintech companies relying on ZeroHash indirectly connect to RLUSD, expanding Ripple’s footprint without requiring direct implementation.