Ethena and UR Global Expand Stablecoin Banking Access to Over 45 Nations

Stablecoin revolution goes global—banking the unbanked while making traditional finance sweat.

Breaking Down the Borderless Banking Play

Ethena partners with UR Global to deploy stablecoin banking infrastructure across more than 45 countries—bypassing legacy financial systems that move at the speed of bureaucracy. This expansion cuts through traditional banking red tape, offering dollar-denominated stability without the paperwork nightmare.

The Global Reach Game

Forty-five nations now gain access to dollar-pegged digital assets—serving populations that traditional banks typically ignore. UR Global's network provides the on-ramps while Ethena's stablecoin technology maintains the peg—creating a financial ecosystem that operates 24/7 without bank holidays.

Because apparently, waiting three business days for international transfers is still considered 'efficient' in some circles.

Stablecoins continue eating traditional finance's lunch—one border at a time.

TLDR

• Ethena and UR Global bring stablecoin banking to 45+ countries worldwide
• USDe stablecoin goes mainstream with UR Global’s global neobank rollout
• Ethena’s USDe powers yield and payments in UR Global’s blockchain bank
• UR Global integrates USDe, unlocking borderless stablecoin banking
• Stablecoin banking expands as Ethena and UR launch global USDe access

Ethena Labs has expanded stablecoin banking to over 45 countries through a new partnership with fintech firm UR Global. The integration of Ethena’s USDe stablecoin into UR’s blockchain-based digital banking platform enables savings and spending directly through a unified neobank app. This strategic collaboration positions stablecoin banking at the intersection of decentralized finance and traditional financial services.

USDe Integration Enables Yield and Payments

Ethena’s USDe stablecoin now operates within UR’s neobank infrastructure, offering global users seamless access to stablecoin banking services. The integration allows users to earn up to 5% APY on USDe holdings without staking or lock-in periods. Additionally, users benefit from fee-free USDe-to-fiat conversions, which reduces friction in digital asset off-ramps.

This move transforms USDe from a DeFi-native asset to a viable payment option for everyday use. UR Global plans to launch Mastercard debit card support, enabling direct spending of USDe at millions of global merchants. The platform supports Apple Pay, Google Pay, Alipay, and standard card transactions, broadening usability across different regions.

USDe holders can manage digital assets through a secure self-custody wallet with biometric login. UR Global records all activity on the Mantle Network, ensuring full on-chain transparency and traceability. The combined features strengthen stablecoin banking as a credible alternative to conventional savings and payment tools.

UR Global’s Blockchain Banking Expands Access

UR Global’s infrastructure supports both fiat and stablecoin balances, eliminating barriers between digital and traditional currencies. The app is accessible on iOS, Android, and the web, ensuring a global reach regardless of device or location. All users gain access to integrated financial tools with blockchain-backed transparency.

By combining banking features with stablecoin support, UR Global introduces a first-of-its-kind blockchain-native neobank. Users can hold dollar-equivalent USDe and convert between currencies without losing value to fees. This approach opens stablecoin banking to emerging markets where dollar banking access remains limited.

New customers completing KYC between October 7, 2025, and January 6, 2026, receive a three-month Pro membership. This includes higher transaction limits and waived fees, further incentivizing early adoption. The offer complements UR’s broader vision of accessible, borderless stablecoin banking.

Stablecoin Banking Gains Real-World Utility

Ethena’s move reflects a broader trend in extending stablecoin utility beyond crypto trading platforms. Through UR’s platform, USDe now functions as both a yield-bearing savings asset and a practical spending tool. This dual capability enhances the stablecoin banking model, making it more attractive to everyday users.

As stablecoin adoption grows, projects like Ethena bridge the gap between DeFi innovation and regulated financial environments. USDe’s growth aligns with Ethena’s recent partnerships, including those with the TON Foundation and the Sui blockchain. These efforts support expansion into mass-market platforms and social ecosystems.

Global regulators continue to evaluate stablecoin use cases, while Ethena focuses on practical deployments through fintech collaborations. With over $14.8 billion in TVL, USDe ranks as the third-largest synthetic dollar stablecoin. The Ethena-UR Global partnership confirms that stablecoin banking is evolving into a real-world financial alternative.