XRP Price Surge: Can the Rally Push It to $3.50 or Even $4?

Markets are heating up—and XRP is riding the wave. With bullish momentum building, traders are eyeing ambitious targets. Could this be the run that finally cracks the $3.50 barrier? Or will it smash past $4 and leave skeptics scrambling?

The crypto crowd’s buzzing, but let’s be real—since when did hype ever pay the bills? Price predictions are a dime a dozen, but sustained volume and institutional interest? That’s the real fuel for a lasting rally.

Keep an eye on those resistance levels. If XRP clears them, things could get wild. If not? Well, there’s always the next ‘sure thing’ in crypto.

Can XRP Follow Bitcoin and Hit $3.5 and $4?

XRP is currently down by 23.2% from its all-time high of $3.40. The asset hit its peak in January 2018, more than seven years ago. The asset struggled to gain momentum over the last few years due to the SEC filing a lawsuit against the fintech company. The litigation was laid to rest earlier this year with both parties coming to a settlement.

Ripple’s popular cryptocurrency could be in the early stages of a massive bullish phase. The fintech company recently announced that it has chosen BNY Mellon as its stablecoin custodian. The move could lead to a number fo banks adopting Ripple’s infrastructure for cross-border transactions. Banks in Japan have displayed steller support for Ripple over the last few years. A similar pattern could emerge in the US after clear regulations are in place.

XRP also has several spot ETF applications awaiting approval at the SEC. There is a high chance that the financial watchdog will approve at least one ETF this year. A spot ETF will likely lead to a surge in institutional inflows. Institutional money has been critical in Bitcoin’s (BTC) rise to a new all-time high. We could see a similar trajectory for XRP if a spot ETF is approved.

Under favorable market conditions, XRP could easily rise to the $3.50 or $4 mark. The asset has to rally by 52.6% to hit the $4 mark. The popular crypto has already risen by a lot more than 52.6% over the last year.