BREAKING: Circle Brings USDC to XRP Ledger as Ripple Battles SEC – Game-Changer for Crypto Liquidity
Circle just dropped a bombshell—USDC is now live on the XRP Ledger. This isn''t just another blockchain integration; it''s a strategic power move that could reshape cross-border payments and DeFi liquidity.
Meanwhile, Ripple''s legal team keeps swinging at the SEC like a prizefighter in the 12th round. Will regulators finally tap out? Don''t hold your breath—this is the same agency that still thinks ''stablecoin'' refers to their morning coffee.
The timing couldn''t be more delicious. As traditional finance scrambles to understand why their ''blockchain working groups'' keep producing PowerPoints instead of products, real innovation keeps happening in plain sight. XRP Ledger''s native DEX suddenly got a whole lot more interesting with deep USDC liquidity onboard.
One question remains: When will banks realize they''re playing checkers while crypto builds quantum chess?

They’re proposing that $50 million be paid to the SEC, with the remaining funds returned… pic.twitter.com/UopQuQNG5q — Eleanor Terrett (@EleanorTerrett) June 12, 2025
Ripple Fights SEC as USDC Boosts XRP Ledger Utility and Demand
The USDC on XRP Ledger integration arrives during ongoing Ripple SEC lawsuit negotiations. Court documents reveal that both the SEC and Ripple have jointly requested a Manhattan District court to dissolve the injunction and also release the $125 million civil penalty held in escrow.
Markus Infanger, Senior Vice President at RippleX, stated:
Native USDC Integration Eliminates Bridging Requirements
The USDC on XRP Ledger deployment provides direct access without bridging requirements, addressing technical challenges that have historically limited stablecoin adoption. Circle’s institutional platform Circle Mint and also its APIs now fully support USDC transactions on the XRPL mainnet.
Nikhil Chandhok, Chief Product and Technology Officer at Circle, had this to say:
Trident Announces $500 Million XRP Treasury Financing
Trident’s announcement of up to $500 million financing for XRP treasury operations, with Chaince Securities LLC as strategic advisor, demonstrates growing institutional confidence. This development supports XRP news momentum and also reinforces positive XRP price prediction scenarios as regulatory uncertainty diminishes.
The timing coincides with the Ripple SEC lawsuit settlement discussions, where both parties are proposing a $50 million payment to the SEC. Market volatility concerns are being addressed through enhanced regulatory compliance and also institutional adoption of blockchain-based payment solutions.
As Ripple continues expanding its payments solution across 90+ markets with $70 billion in processed volume, the addition of USDC on XRP Ledger alongside RLUSD creates enhanced options for cross-border payments and also DeFi applications. The combination addresses traditional banking limitations while providing alternatives to SWIFT systems for international transfers.