X Payments Goes Live in Beta—Crypto Integration Teased as Next Move
Elon’s empire expands again as X Payments quietly rolls out to select users. The ’limited beta’ tag suggests more hiccups than a Tesla autopilot demo—but the real story’s in the fine print.
Crypto functionality ’coming soon’ reads like a hedge fund promise: bold, unproven, and perfectly timed to juice speculation. Will Dogecoin finally get its corporate sugar daddy? TradFi banks are already drafting their anti-competitive lawsuits.
One thing’s certain: when Musk moves, markets convulse. Whether this gambit disrupts payments or just shareholder value remains to be seen.
X Beta Brings Dogecoin, Crypto Tools, And Secure Payments
Limited Beta Rollout Prioritizes User Security
Musk confirmed the limited beta launch when he responded to speculation about X Money’s availability, and his response highlighted the careful approach the company is taking. Right now, the focus appears to be on establishing secure foundations before expanding access to broader user groups.
Elon Musk stated:
This will be a very limited access beta at first. When people’s saving are involved, extreme care must be taken.
— Elon Musk (@elonmusk) May 25, 2025The cautious approach to Musk’s X payments reflects concerns about user security and also regulatory compliance. At the time of writing, only select users will have access to test the Dogecoin X platform capabilities and traditional payment features, which makes sense given the sensitive nature of financial services.
Visa Partnership Powers Payment Infrastructure
X Money operates through a partnership with Visa, and this collaboration allows users to connect debit cards for peer-to-peer transactions. The service functions as a digital wallet where users can fund accounts from banks and then use them like Venmo or other similar platforms.
Linda Yaccarino had previously outlined these plans back in January, confirming the collaboration would debut this year. The Visa partnership provides the foundation for both traditional payments and also potential blockchain-based payments integration, which could open doors for crypto payment service functionality.
Engineers are reportedly building the crypto payment service architecture to support future cryptocurrency additions, according to Financial Times reporting. This technical approach allows X to test fiat payments while keeping options open for digital assets, and it shows forward-thinking planning.
Speculation About Dogecoin Integration Continues
Despite no official confirmation, speculation about the dogecoin X platform continues based on Musk’s historical support for the meme cryptocurrency.
Elon Musk had this to say about his crypto preferences:
The technology being built for X payments is designed to handle cryptocurrencies such as Dogecoin if the company decides in the future to work with them. The company could add blockchain-based payments at a later stage.
Market Impact And Future Development
After the beta launch, there’s been buzz around Elon Musk’s crypto news and analysts watch for indications of increased cryptocurrency use. The app remains open only to beta testers as of this article, but the company should provide additional access as time goes on and the platform demonstrates security and stability.
By slowly introducing Musk’s X payments, the company appears to be concerned about the security problems other fintech firms have encountered over the last few years. The partnership with Visa allows the platform to work toward compliance with regulations, avoiding the issues that often arise when developing other services.
Payments are at the heart of how X is aiming to expand from social media into an all-in-one platform. It is not clear if blockchain payments and the dogecoin integration will appear with this platform, but the framework looks prepared for many payment options as they become widely accepted.