Ripple President Monica Long Drops Bombshell XRP & Crypto Prediction for 2026
Monica Long isn't just talking—she's mapping the future. The Ripple President just laid out a vision that cuts through the market noise and targets the very architecture of global finance.
The Institutional On-Ramp Is Open
Forget the speculative frenzy. Long's prediction hinges on utility. She sees crypto, led by assets like XRP, finally bypassing the theoretical debate and embedding itself in real-world systems. Cross-border payments? They're just the starting line. The real shift happens when settlement layers become invisible, and digital assets flow as seamlessly as data.
Regulation: From Roadblock to Blueprint
The narrative flips here. The regulatory clarity that once felt like a distant dream is now forming a tangible framework. It's not about fighting the system anymore; it's about building within its new guardrails. This structure—often dismissed by crypto purists—is precisely what unlocks the trillion-dollar institutional capital currently sitting on the sidelines, wary of the wild west.
Beyond the Hype Cycle
This prediction sidesteps short-term price chatter entirely. It focuses on adoption curves, technological integration, and a quiet but massive migration of value onto blockchain rails. It’s a bet on infrastructure over speculation, on boring, reliable plumbing over flashy, volatile facades. The kind of progress that makes headlines in financial journals, not just on crypto Twitter.
Long's forecast suggests the 'crypto winter' narrative is obsolete. We're not in a cycle of boom and bust; we're in a phase of silent construction. The tools are being standardized, the rules written, and the bridges to old money are nearly complete. The traditional finance giants might still scoff at the volatility, but they're quietly building the on-ramps for when the real money decides to move—proving once again that Wall Street's greatest skill is monetizing the very revolutions it publicly doubts.
Stablecoins Will Become the Foundation of Finance, Says Ripple XRP’s President
The Ripple XRP President said that stablecoins WOULD become the foundation of finance and not be a replacement.Long said, indicating that Visa, Stripe, and other leading financial institutions could turn towards stablecoins for payments.
While corporations and banks are looking at blockchain technology, especially XRP, B2B services still use traditional finance. However, the tables turned last year as a handful of B2B firms settled payments in stablecoins. The latest report shows that $76 billions worth of settlements were cleared with stablecoins.
This frees up millions in exchange and settlement rates and also powers the broader cryptocurrency market, which XRP would also stand to benefit. Long also stressed that XRP and other cryptos are no longer about HYPE and buzz and are on the way to disrupt the traditional financial market.
she said. Long opined that cryptos could be used in Treasury bills and enter corporate balance sheets. XRP stands at the centre of it all as Ripple is equipped with the futuristic financial technology.
It’s only a matter of time till the blockchain industry goes mainstream and gains global acceptance. When that happens, leading altcoins like Ripple’s XRP and other layer-1 blockchains could reap the benefits. Therefore, taking an entry position now and waiting for the long-term would be rewarding.
