Gelato & Morpho Team Up: Seamless Crypto-Backed Loans Now Embedded in Wallets, Brokers & FinTech Apps

DeFi just got a turbocharged upgrade. Gelato and Morpho—two heavyweight protocols—are merging forces to bake crypto-backed loans directly into wallets, trading platforms, and fintech apps. No more hopping between dApps or sweating collateral ratios. It’s leverage, simplified.

The Plumbing Behind the Magic

Gelato’s automation hooks into Morpho’s lending optimizations, stripping away the usual friction. Borrow against your ETH or BTC in three clicks—because who has time for legacy finance’s paperwork?

Why This Matters

Embedded loans mean crypto natives can access liquidity without exiting their favorite interfaces. Brokers and fintechs win too: sticky users and a shiny new revenue stream (because of course they’ll take a cut).

The Fine Print

Rates? Dynamic. Risks? Always present—this is DeFi, not a FDIC-insured snoozefest. But with TVL numbers climbing, the market’s voting with its wallet. Again.

So here’s the real question: Will this finally kill the ‘crypto has no use cases’ argument? Or just give bankers another reason to lose sleep?