Super Apps Swallow the Internet Whole—And Your Wallet Too
Once a buzzword, super apps now dominate digital ecosystems—bundling payments, social, and commerce into one relentless scroll. Users get convenience; VCs get exit liquidity.
How we got here: From WeChat''s ''everything app'' playbook to Grab''s Southeast Asian stronghold, the land grab accelerated post-pandemic. Now even Western players are frantically bolting on features—often with the elegance of a duct-taped Tesla.
The finance twist: Embedded DeFi protocols now let you trade memecoins while ordering groceries. Because nothing says ''financial revolution'' like leveraged yield farming on your lunch break.
What''s next? Regulatory walls are rising—but these hydras grow two new heads for every one cut off. One prediction: The first super app to seamlessly merge AI agents with crypto wallets will drain bank accounts faster than a Wall Street ''fee optimization'' team.
From novelty to necessity
What began as a digital dalliance – apps promising frictionless finance – has quietly become the scaffolding of modern banking. Super apps, once the rebels at the gates of traditional finance, are now reshaping its foundation.
The future won’t hinge on hype, but on something less glamorous: profitability, resilience, and market dominance. As Revolut scales, Chime adapts, and BankPro positions itself, the story shifts – not from boom to bust, but from noise to nuance.