Trends 2025: Major US Banks Plan to Buy BTC – Understanding This Institutional Revolution
- Why Are Banks Suddenly Bullish on Bitcoin?
- What’s the Timeline for Bank Adoption?
- How Will This Impact Bitcoin’s Price?
- What’s the Bigger Picture?
- FAQs: Banks & Bitcoin
Michael Saylor, CEO of MicroStrategy, dropped a bombshell at the Money20/20 event: giants like JPMorgan, Citi, and Bank of America are rumored to start buying bitcoin in early 2025. This isn’t just hype—it’s a seismic shift in finance. With banks rolling out custody services and accepting BTC as collateral, we’re witnessing the dawn of Bitcoin’s institutional era. Saylor predicts $150K BTC by year-end, but that’s just the appetizer. Here’s why Wall Street’s U-turn could redefine global markets.
Why Are Banks Suddenly Bullish on Bitcoin?
Remember when Jamie Dimon called Bitcoin a "fraud"? Fast-forward to 2025, and his bank’s launching crypto collateral loans. The BTCC research team notes three game-changers:Institutional FOMO (BlackRock’s ETF hoarded 662K BTC in months),Regulatory green lights (the SEC’s 2024 rule clarity), andClient demand—hedge funds won’t shut up about it. As Citi’s new custody service proves, resistance is futile.
What’s the Timeline for Bank Adoption?
Saylor’s leaks suggest Q1-Q2 2025 for major bank entries. JPMorgan’s already testing BTC-backed loans, while BNY Mellon—America’s oldest custodian—is quietly onboarding clients. Timeline recap:
- Oct 2024: SEC approves spot BTC ETFs
- Jan 2025: Citi announces custody launch
- Mar 2025: Bank of America pilots crypto trading desks
Fun fact: Dimon’s 2017 "fraud" rant now plays on Wall Street meme pages.
How Will This Impact Bitcoin’s Price?
Banks controlin assets—even 1% allocation WOULD swallow BTC’s $1T market cap. Saylor’s predictions:
| Timeframe | Price Target | Catalyst |
|---|---|---|
| End-2025 | $150K | Bank inflows |
| 2029 | $1M | Global reserve asset status |
Volatility? Probably dropping. Remember 2021’s 30% daily swings? Those days are numbered.
What’s the Bigger Picture?
This isn’t just about price—it’s about. When grandma’s pension fund holds BTC (and doesn’t panic-sell), crypto’s wild west phase ends. The BTCC team sees parallels to gold’s 1970s institutional adoption, which sparked a 20-year bull run. One difference? Bitcoin’s digital, divisible, and programmable. Try stuffing that in Fort Knox.
FAQs: Banks & Bitcoin
Which banks are buying Bitcoin?
JPMorgan, Citi, Bank of America, and BNY Mellon are the frontrunners, per Saylor’s leaks.
Why now after years of criticism?
Regulatory clarity + client pressure + FOMO. Banks hate missing revenue streams.
How to invest alongside institutions?
Consider regulated platforms like BTCC for exposure.
