Crypto.com Launches Level Up in 2025: Visa Cards, Cashback Rewards, and Exclusive Benefits Unveiled
- What Exactly Is Crypto.com's Level Up Program?
- Why Level Up Stands Out in the Crypto Space
- Key Benefits That Make Level Up Worth Considering
- The Strategic Vision Behind Level Up
- Frequently Asked Questions
In the ever-evolving world of cryptocurrency platforms, Crypto.com continues to push boundaries with its new Level Up program. This innovative subscription service combines payments, savings, and trading into one seamless package while offering attractive rewards through both fiat and crypto payment options. With four distinct tiers catering to different user needs, Level Up represents Crypto.com's strategic move to stand out in the increasingly competitive European market under MiCA regulations.
What Exactly Is Crypto.com's Level Up Program?
The Level Up program introduces a revolutionary approach to crypto rewards with four subscription tiers. What makes it unique is the dual payment option: users can choose between traditional fiat subscriptions or staking CRO tokens. The Basic tier offers a no-commitment entry point, while higher tiers unlock increasingly valuable benefits. This flexibility caters to both crypto enthusiasts who believe in CRO's potential and traditional users who prefer stable fiat payments.
| Subscription | Monthly Price | Annual Price | CRO Stake (12 months) |
|---|---|---|---|
| Basic | Free | Free | 0 |
| Plus | €3.99 | €39.9 | €450 worth of CRO |
| Pro | €24.99 | €249.9 | €4,500 worth of CRO |
| Private | N/A | N/A | €45,000+ worth of CRO |
Why Level Up Stands Out in the Crypto Space
Kris Marszalek, Crypto.com's CEO, emphasizes that "CRO deserves a rewards program as strong as its performance." The program creates a virtuous cycle by increasing CRO's utility and demand while offering tangible benefits to users. From my experience testing various crypto cards, the cashback rates here are particularly competitive, especially when considering the additional trading benefits.
Key Benefits That Make Level Up Worth Considering
The program consolidates existing perks while introducing new features that create a comprehensive financial toolkit:
- Zero trading fees* on certain tiers (up to $50k/month for Pro users)
- Generous cashback in CRO (2-6% depending on tier)
- No foreign transaction fees - perfect for travelers
- Lifestyle perks including priority customer service and partner benefits
The Visa card offerings vary by tier, from the VIRTUAL Midnight Blue for Basic users to premium physical cards like Rose Gold for Private members. I've found the Ruby Steel card particularly striking - both in appearance and benefits.
The Strategic Vision Behind Level Up
This isn't just another rewards program. Crypto.com has clearly spent years developing this ecosystem play. By bundling services under one subscription, they're positioning themselves as a legitimate alternative to traditional financial services while differentiating from other centralized exchanges. The timing aligns perfectly with their MiCA authorization, giving European users added confidence.
*Other transaction fees or price spreads may apply. Cryptocurrency investment carries risks and may not be suitable for all investors. This article does not constitute investment advice.
Frequently Asked Questions
What payment options does Level Up offer?
You can choose between traditional fiat payments (monthly/annual) or staking CRO tokens for 12 months to access benefits.
How does the cashback system work?
Cashback is paid in CRO tokens at rates ranging from 2% to 6% depending on your subscription tier, applied to purchases made with Crypto.com Visa cards.
Are there any hidden fees?
While trading fees are eliminated for certain tiers, other transaction costs may apply. Always review the full terms before subscribing.
Can I upgrade my tier later?
Yes, you can upgrade at any time by either increasing your CRO stake or switching to a higher fiat subscription plan.
