BREAKING: Trump’s 401(k) Crypto Order Unleashes Digital Asset Revolution

Wall Street braces for disruption as retirement plans collide with blockchain.

Mainstream Money Meets Crypto

The White House just bulldozed the last barrier between traditional retirement accounts and digital assets. No more waiting for Wall Street's permission—your 401(k) is about to get a decentralized upgrade.

What Changed?

An executive order scraps outdated restrictions, letting pension funds and 401(k) providers allocate to Bitcoin, Ethereum, and other cryptoassets. The move bypasses years of regulatory gridlock—because apparently all it took was one presidential signature.

The Fallout

Expect fireworks as financial advisors scramble to justify their 2% management fees on 'safe' bond portfolios. Meanwhile, crypto natives are already memeing about boomers discovering gas fees.

This isn't just policy—it's a wealth transfer waiting to happen. Whether that wealth moves from banks to blockchain... or from retirees to Robinhood traders, remains to be seen.

• Trump’s executive order may allow 401(k) plans to invest in cryptocurrencies and alternative assets.
• White House confirms any decision on crypto investments will be official only with Trump’s announcement.
• North Carolina and global pension funds are already exploring crypto investments for retirement savings.

President Donald TRUMP is set to sign an executive order that will potentially enable 401(k) retirement accounts to offer integration of cryptocurrencies as an investment option.

The shift WOULD increase the amount of assets that can be owned by Americans beyond the stock and bond structures. The order will likely create an opening to alternative investments, such as digital currencies, metals, and personal lending.

Sources briefed on the situation said the executive order may be signed as early as this week. A report released on Thursday by the Financial Times said the order would chart a course that directs regulators to investigate how to incorporate crypto into the 401(k) plans and mitigate whatever barriers impede its entry.

Although this is not an official order, it will bring a big change when it comes to increasing investment opportunities for American workers.

Source: Curvo

Crypto Investment Opportunity

Kush Desai, the WHITE House spokesman, made it clear that any decisions cannot be considered irreversible unless it is official and publicly proclaimed by President Trump.

Desai restated that the president is dedicated to improving the financial stability of ordinary Americans but pointed out that the change could be verified only when it is announced by Trump.

The MOVE comes as US Labour Department guidelines were modified earlier this year. The department also reversed earlier regulations issued by the Biden administration in May that limited digital currency investments in 401(k) plans.

The new rules present an opportunity to add digital assets to retirement savings accounts, which illustrates the rise in the popularity of digital currencies as a viable asset class.

Fidelity is one of the biggest industry players in the financial sector, and it has already launched a retirement account that enables employees to invest in digital currency.

The move by Fidelity is seen as an indicator of a change in direction of the industry, as crypto grows in popularity among conventional financial portfolios.

North Carolina’s Crypto Proposal

In September 2024, 401(k) plans maintained $8.9 trillion in assets in more than 715,000 plans. Conventionally, they invest this money in mutual funds, stocks, and bonds.

Nevertheless, with an executive order by Trump to take effect, it might radically change the 401(k) investment scene, enabling employees to invest in digital currencies and other alternative assets.

On the state level, North Carolina has already proposed bills that would enable the state treasurer to invest up to 5% of retirement funds in cryptocurrencies such as Bitcoin.

This action may be a precedent for other states wanting to find out more about whether to invest their public funds in crypto investments.

NEW: North Carolina Bitcoin Investment Bill

House Bill 506 would create a new independent NC Investment Authority headed by the Treasurer.

The NCIA would have authority to invest 5% of various state funds in digital assets. pic.twitter.com/YuYmI8YyY2

Cryptos are also currently being adopted by pension funds worldwide. Last year, the UK pension scheme had invested 3% of its funds in Bitcoin and the Japan Government pension fund had also considered Bitcoin as an investment.