The Payment Token That’s Stealing XLM and XRP’s Lunch in 2025

Move over, legacy players—a new contender is slicing through cross-border payment friction like a hot knife through regulatory butter.

Why the shift? Faster settlements, lower fees, and a compliance-first approach that even the most skeptical bankers can’t dismiss (though they’ll still try).

Meanwhile, XRP’s legal hangovers and XLM’s niche limitations leave room for a dark horse to dominate the next-gen payments race. Just don’t tell the ’blockchain-not-crypto’ conference crowd—they’re still busy PowerPointing their way to irrelevance.

Experts are focused on Remittix, a rising payment token built to outpace legacy giants like stellar (XLM) and Ripple’s XRP in 2025. While XLM and XRP focus on institutional networks, Remittix targets everyday users and businesses with instant, low-cost crypto-to-fiat transfers requiring no crypto knowledge. Backed by a surging presale and practical adoption, analysts believe Remittix could lead the next wave of global payment innovation with higher upside potential.

Stellar (XLM) price signals potential reversal as bulls eye $0.46 target

Stellar (XLM) trades at $0.2864 per CoinMarketCap, showing minimal movement in recent hours. The price is below the 9-period EMA at $0.2845 and slightly above the TEMA at $0.2797, suggesting indecision in short-term momentum. 

Despite this lull, Optimism is building among analysts. A recent breakout from a Stellar bullish chart structure has caught attention, indicating that a larger move may be forming. If Stellar reclaims key resistance zones and attracts stronger buying pressure, the price could aim for the $0.46 level as its next major target.

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Although short-term indicators show weakness, Stellar’s overall outlook remains cautiously bullish. A push above short-term averages would confirm renewed strength and signal a shift toward higher levels. If market sentiment improves and momentum builds, Stellar could trigger a sharp move that reignites investor interest and positions it as one of the stronger performers in the coming weeks.

XRP news: to hit new ATHs as institutional support and ETF buzz build momentum

XRP is steady at around $2.29 despite a slight 0.68% dip in the past 24 hours. Trading volume has spiked to $2.1 billion, marking an 8% increase and signaling renewed interest from the market. While XRP has slipped 3.15% over the past week, it remains firmly above key psychological support levels. Analysts are still bullish on XRP’s long-term prospects as new catalysts reshape its growth potential.

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One of the biggest drivers is the rollout of the first XRP futures ETF on Nasdaq. Backed by Ripple’s leadership and CEO Brad Garlinghouse’s efforts, this development has opened the door to broader institutional access. In most XRP news, projections suggest that $4 to $8 billion in capital could flow into these ETFs within the first year. Such a move WOULD massively increase XRP’s liquidity and trading demand.

Remittix gains traction as whales shift capital and analysts forecast a 100x surge

With its practical approach to cross-border payments, Remittix (RTX) is rapidly emerging as a standout in the crypto market. Built on Ethereum, it bridges crypto assets to traditional banking, allowing users to convert over 40 cryptocurrencies into fiat and send money globally with flat-rate fees and no FX charges.

Remittix simplifies digital transfers for everyday consumers, remote workers and global merchants, solving one of DeFi’s most pressing challenges: real-world usability. The token’s value has skyrocketed by over 420% in presale, reflecting strong market conviction in its PayFi model. 

With over $15.4 million raised and over 539 million tokens sold, investor interest continues to surge. Analysts believe Remittix could capture part of the $190 trillion global payments market, setting it up for 100x gains as adoption grows.

Conclusion

While major players like BTC gear up to retest all-time highs, capital quietly rotates into small-cap tokens with real-world value. Whales from XRP and Stellar are reallocating into Remittix, betting on its explosive potential. With a projected 10,000% upside from current levels, Remittix is becoming one of the most talked-about altcoins heading into the next crypto cycle.