The world's financial systems are inching toward total tokenization—and XRP could be lurking in the shadows, waiting to pounce.
Imagine every asset, from real estate to coffee futures, digitized on-chain. Now picture XRP snagging a sliver of that pie. Just 1%. The math gets spicy fast.
Wall Street’s old guard would clutch their pearls. Banks might finally admit blockchain exists—between martini lunches, of course.
This isn’t moonboy speculation. It’s a cold, hard look at what happens when legacy finance’s walls crumble. Spoiler: The numbers don’t lie.
One thing’s certain: If tokenization swallows global markets whole, even a 1% bite could send XRP into uncharted territory. Buckle up.
XRP Price Prediction ChatGPTXRP Price Prediction | ChatGPT
Meanwhile, the second scenario focused on
XRP as a store of value. If XRP becomes a reserve or collateral asset holding just 1% of the world's tokenized assets, that still amounts to $1 trillion.
With the same circulating supply, XRP again reaches $18.18. If it grabs a 5% share instead, the price climbs to $90.90. So, in this model, XRP's value could range from $18 to just over $90.
XRP Price Prediction ChatGPTXRP Price Prediction | ChatGPT
ChatGPT based these figures on projections from major institutions. BlackRock, Citigroup, the Boston Consulting Group, and the World Economic Forum expect tokenized assets to reach between $30 trillion and $68 trillion by 2030. Some estimates stretch that number to over $100 trillion in the decades ahead.
Global Tokenization Trends
Notably, data backs these projections. In the first half of 2025 alone, the tokenized real-world asset (RWA) market grew from $8.6 billion to more than $23 billion, a 260% rise. That's also an 85% increase from the $15.2 billion recorded at the end of 2024.
By August 2024, the total value locked (TVL) in tokenized RWAs passed $7 billion. Experts expect that figure to hit $50 billion by year's end, with some even predicting it could break $500 billion shortly after. Long-term forecasts show the market could reach $13.5 trillion to $16 trillion by 2030 and possibly $18.9 trillion by 2033.
Interestingly, institutional players have moved in with full force. BlackRock, JPMorgan, Goldman Sachs, BNP Paribas, Franklin Templeton, Apollo, and Fidelity have gone beyond trials and now actively deploy tokenized products. For instance, BlackRock launched its BUIDL fund in March 2024. Just a few months later, Goldman Sachs and BNP Paribas rolled out a pilot program on the Canton Network.
Also, DeFi protocols now support tokenized RWAs. Platforms like Ethena, Maple, Spark, Morpho, and Kamino allow tokenized assets to move and generate returns inside DeFi systems. Tools like RedStone's oracles provide accurate pricing, helping these assets fit into institutional-grade environments.
Meanwhile, Larry Fink, BlackRock's CEO, has become one of the strongest voices pushing for tokenization. In his 2025 letter to investors, he wrote that every stock, bond, and fund could be tokenized, and he called this change the future of investing.
Fink also pushed for regulatory approval at the 2025 World Economic Forum in Davos. He argued that tokenized stocks and bonds
WOULD simplify voting and ownership and lower the barriers to investment by allowing fractional ownership and more liquidity.
