Shiba Inu vs. XRP: Where to Park $10K for the Next Five Years? AI Weighs In

ChatGPT and Google Gemini just threw down their crypto bets—and the picks might surprise you. Forget the moon; we’re talking a five-year marathon.

Which memecoin and payment-token dark horse do the algorithms back? Spoiler: One’s a hype beast, the other’s a regulatory gladiator.

Bonus insight: Wall Street bankers still think ’HODL’ is a typo.

ChatGPT Vets Shiba InuChatGPT Vets Shiba Inu However, ChatGPT highlighted that there are concerns. According to the chatbot, these concerns are mainly the massive supply, its meme coin background, and the fact that its price is easily affected by large holders moving their tokens. On the other hand, ChatGPT pointed to XRP as a more stable pick with real-world use. It highlighted XRP’s utility in cross-border payments, the support it has from banks and institutions, and its progress in clearing up regulatory uncertainty. 

ChatGPT Vets XRPChatGPT Vets XRP While ChatGPT did mention some ongoing concerns, like centralization and legal risks in certain countries, it felt that XRP had a stronger foundation for long-term growth. In the end, ChatGPT recommended a 70/30 split—$7,000 into XRP and $3,000 into SHIB. That way, investors could lean on XRP’s steady progress while still giving SHIB a chance to shine if it delivers on its big ideas.

ChatGPT Picks Between shiba inu and XRPChatGPT Picks Between Shiba Inu and XRP Gemini Also Favors XRP Interestingly, Google’s Gemini gave a similar recommendation. It also favored XRP, suggesting the same 70/30 investment split.  Gemini explained that XRP’s strength is in its ability to solve real problems, like making cross-border payments faster and cheaper. It also mentioned XRP’s part in a future where more assets are tokenized and moved across borders.

Gemini Picks Between XRP and Shiba InuGemini Picks Between XRP and Shiba Inu As for SHIB, Gemini acknowledged its efforts to grow beyond its meme coin image. The AI pointed out that SHIB’s new features, like NFTs and DeFi tools, could bring more value if enough users get on board. However, it also cautioned that SHIB is still highly volatile, and its long-term success is not guaranteed. For perspective, at the current prices, $10,000 would procure 4,098 XRP and 666 million SHIB. Analysts at Telegaon believe XRP could reach $48.03 by 2030, while SHIB could hit $0.000712. At these prices, XRP would yield $196,826 from the $10,000 investment, while Shiba Inu would yield $474,666.