XRP’s Real Role in ISO 20022—And Why Banks Are Quietly Obsessed

Ripple’s XRP keeps dodging the ’crypto vs. utility’ debate—but its ISO 20022 membership tells the real story. Here’s how it cuts through legacy banking’s spaghetti code.

The Compliance Play:
XRP isn’t just another token. It’s one of only three cryptos meeting ISO 20022’s draconian standards—because apparently, ’moving money fast’ wasn’t enough paperwork for finance’s bureaucrats.

Bridge or Trojan Horse?
While SWIFT drags its feet on cross-border upgrades, XRP bypasses correspondent banking like a VPN avoiding geo-blocks. Banks get speed without admitting they need crypto’s help.

The Cynic’s Take:
Watch institutions hype ’blockchain innovation’ while using XRP to quietly replace 1970s mainframes—all before their compliance officers discover what a node actually does.