XRP at $10K? Analyst Lays Out the Wild Scenarios That Could Make It Happen

Could XRP really hit five figures? One crypto strategist just dropped a bombshell roadmap—and Wall Street won’t like it.

Here’s the breakdown: A perfect storm of institutional adoption, regulatory clarity, and yes, even some old-fashioned FOMO could send this digital asset into uncharted territory. We’re talking about Ripple’s tech actually being used by banks—not just hyped on Twitter.

The kicker? This all assumes the SEC finally stops playing whack-a-mole with the entire industry. (We know, we’re laughing too.)

Bottom line: In a world where ’stablecoins’ can lose their peg and NFTs sell for millions, maybe $10K XRP isn’t so crazy. Just don’t bet your yacht on it—unless you’ve got a few to spare.

Analyst Predicts XRP Could Hit $10,000 Between 2027 And 2030

The theory, introduced by a crypto analyst named Remi Relief on the social media platform X, centers on a long-term vision of XRP reaching $10,000 due to widespread adoption in financial institutions and complete activation of its utility features.

In a post dated May 12, the analyst predicted that this massive XRP price point of $10,000 could materialize between 2027 and 2030. He clarified that the prediction wasn’t dependent on sudden events or institutional price setting but on the natural outcome of XRP functioning at its full potential in global financial systems. However, he also stated that such a price point could manifest as early as 2026.

Building on the original post, the analyst has recently expanded on a more detailed vision of a $10,000 XRP. He claimed the existence of two separate XRP ledgers: one for the retail market and another accessible only to around 1,700 institutions and private entities operating under NDAs. According to him, these private participants could already be running tests with drastically different price levels, possibly including the $10,000 mark. He linked this development to recent progress in CBDC trials, especially in France.

The analyst also referred to a report discussing the efficiency and performance of various digital currency and payment platforms in terms of Transactions Per Second (TPS) back in 2022. The report focused on CBDC (Central Bank Digital Currency) test networks. According to the report, the Ripple Private Ledger had a TPS of 1,500 in 2022 during tests for the digital Euro. Although Ripple is not yet at the operational scale of AliPay or the Hamilton Project, future projections of the blockchain’s TPS are still unknown.

The Possibility Of A $10,000 Basement Price For The Altcoin

The crypto analyst’s theory is based on a future where XRP underpins major financial operations at fixed high values across private networks. The most provocative element of the theory involves Ripple potentially setting a basement price for XRP at $10,000, which WOULD never be breached.

In this scenario, if the price ever threatened to fall below that mark, decentralized technologies like chainlink oracles and IOTA-based AI mechanisms would intervene to stabilize it through automatic trading. 

At the time of writing, XRP is trading at $2.40, down by 2.2% in the past 24 hours.