XRP Eyes $2.20—Analyst Says Latecomers Still Have Time to Ride the Wave
XRP bulls are back in the driver’s seat as one analyst doubles down on a $2.20 price target—claiming the train hasn’t left the station for new buyers. The token, long overshadowed by regulatory drama, now flirts with levels not seen since its 2018 ATH.
Why the sudden optimism? Speculation swirls around institutional adoption and a potential ETF play—because nothing screams ’bull market’ like Wall Street repackaging crypto for the masses.
Word to the wise: If this rally follows typical crypto patterns, expect either life-changing gains or a soul-crushing correction—all before your coffee goes cold.
XRP Price Kept Stable By Ripple’s Monthly Activity
Ripple’s dominance over XRP’s supply is an important aspect of J4b1’s argument. Every month, the firm releases 1 billion XRP from escrow but sells only a fraction of it. The remaining amount is put back into escrow. These sales tend to occur via over-the-counter (OTC) channels rather than open markets. In the analyst’s view, this practice prevents Ripple from experiencing sharp price fluctuations.
Is XRP about to explode or already overpriced?
Is buying at $2.20 smart or is it too late? Let’s break it down with data, historical context, and Ripple’s price control strategy.
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— J4b1 (@XRPJ4b1) May 4, 2025
He used an example: if Ripple wants to transfer $200 million using 100 million XRP, every coin will have to be worth $2. If the price rises too rapidly, Ripple can sell more. If it falls too far, they may buy some back. This strategy could be one of the reasons why XRP has not broken through the $2.20 barrier.
Institutional Demand Could Change Everything
J4b1 mentioned a few things that could drive XRP up. He cited possible regulatory clarity from a new US administration that could be more crypto-friendly. He also talked about the possibility of an XRP spot ETF and the growth of tokenized assets on the XRP Ledger.
The analyst believes that if institutions begin accumulating in large quantities, Ripple’s current approach may not be sufficient to contain the price. If demand outstrips the supply Ripple has, the price may surge.
XRP’s journey began in 2012, when it was worth less than a penny. It picked up pace over the years as Ripple sold it to banks as a means of making cross-border payments faster and cheaper. That momentum took XRP to a high of $3.80 in the 2017 bull run.
But everything changed when regulators stepped in. In 2015, Ripple was fined by FinCEN. Then, in 2020, the SEC lawsuit struck, slowing down XRP’s adoption and keeping the price under control. Nevertheless, Ripple continued to build, acquiring companies like Metaco and obtaining licenses across the globe.
Meanwhile, as XRP’s price remains stagnant, the large holders are filling up. According to recent statistics, there are now more than 300,000 addresses holding a minimum of 10,000 XRP. That’s an increase from around 281,000 as of December 2024. Whale wallets continue to rise even though the price remains largely flat around $2.20.
That type of buildup tends to indicate a sense that prices may rise further in the future. It’s occurring as global uncertainty increases, which may be encouraging investors to get ready for the next major move.
For the time being, XRP traders are paying close attention. A quick move on the upside may not be far away.
Featured image from Gemini Imagen, chart from TradingView
