XRP Ledger Unleashes First Native Stablecoin: Game-Changing Milestone Hits Crypto Market

XRP Ledger just rewrote the rulebook—launching its inaugural native stablecoin marks a tectonic shift in digital asset infrastructure.

The Architecture Breakthrough

Built directly into XRP Ledger's core protocol, this stablecoin bypasses third-party bridges that have plagued cross-chain transfers. The integration cuts settlement times from hours to seconds while slashing transaction costs by over 80% compared to legacy stablecoin systems.

Market Implications

Traders gain instant access to dollar-pegged assets without leaving the XRP ecosystem—liquidity pools deepen while arbitrage opportunities multiply. DeFi protocols on the ledger now leverage native stability without relying on external wrapped assets.

The Regulatory Dance

Launching amid SEC scrutiny demonstrates XRP's growing institutional defiance. The move strategically positions the ledger as a full-service platform while traditional finance still debates stablecoin frameworks.

Because nothing says financial revolution like creating digital dollars that actually settle faster than Wall Street can draft compliance memos.

Why A Native Stablecoin Matters For XRP

The recent launch of the first native stablecoin for XRP on the Flare Network marks a significant development for the XRP ecosystem. Onur, a trader and ambassador to NEARProtocol and Somnia_Network, has mentioned on X that the new stablecoin is designed to provide extra utility for XRP and create new liquidity rails for holders. It is worth noting that this initiative is part of Flare Network’s broader strategy to expand the utility of FAssets adoption. 

Onur also drew attention to the stablecoin design, which is based on a battle-tested collateralized Debt position (CDP) and stability pool model. He also sees this as a first step toward a more self-sustaining DeFi LAYER on Flare, where liquidity is generated natively rather than depending solely on external assets. Onur concludes by expressing his curiosity about the level of demand from XRP holders for liquidity without selling for this new product.

Based on a new report highlighted by a technical analyst, ALLINCRYPTO, Ripple is positioning the XRP Ledger as a top-tier platform for institutional DeFi. In addition, the report reveals significant milestones, including securing over $1 billion in monthly stablecoin volume and ranking among the top real-world asset tokenization activities.

Meanwhile, the report also confirms that zero-knowledge proofs (ZKPs) are currently being developed for the XRPL to strike a balance between user privacy, regulatory compliance, and scalability.

Major Analysts Are Now Targeting XRP

An Italian crypto expert, Fabio Zuccara, has drawn attention to a shift in the market’s perception of XRP, referencing bold price predictions from major market voices on Wall Street. These forecasts, which place XRP’s potential value between $10,000 and $35,000, are not mere random speculation.

Zuccara’s Core argument is that the adoption of XRPL for RWAs is poised for an explosion. He points to the $653.39 trillion global real estate market, which is preparing to migrate onto the XRPL through Real token. The token was launched with a phase one supply of just 100 million tokens, with a remarkable 80% already burned. Specifically, this extreme scarcity creates the foundation for a massive supply squeeze. 

Zuccara illustrates this with a compelling calculation that if a mere 1% of the $650 trillion market flows through the XRPL, the value of the Real token could surge from its current price of $0.023 to $64,500. However, this kind of supply shock could unfold overnight, positioning the REAL Token as the premier RWA and DeFi asset on the XRP Ledger.