XRP Price Speculation Explodes Following Developer’s Bold $4 Prediction – Full Analysis

Ripple's native token ignites market frenzy after cryptic developer hint points toward unprecedented price targets.

The $4 Gambit

Market watchers scramble to decode the significance behind the developer's specific numerical callout. The $4 figure represents a massive leap from current trading levels, sparking both excitement and skepticism across trading desks.

Technical Foundations

XRP's underlying infrastructure continues evolving despite regulatory headwinds. Recent protocol upgrades demonstrate the development team's commitment to scalability improvements that could theoretically support such valuation jumps.

Market Psychology at Play

Traders pile into positions hoping to front-run potential momentum. The crypto crowd thrives on these precise numerical predictions—remember when everyone laughed at Bitcoin reaching $50,000? Now they're not laughing.

Wall Street's Cynical Take

Traditional finance veterans dismiss the hype as typical crypto theater. One fund manager quipped, 'They'll promise $4 while quietly dumping bags at $0.40—same old casino math with fancier graphics.'

Whether this prediction manifests or evaporates, one thing's certain: XRP never fails to generate chatter that moves markets.

Community Voices Drive Momentum

Alex Cobb and other influencers amplified Harald’s remark, which helped spark fresh Optimism among traders. Based on social posts, Cobb suggested that $4 could be the next stop on a rebound.

When Harry speaks I listen

XRP $4.00 https://t.co/0Bpfx0cnjH

— Cobb (@Cobb_XRPL) September 21, 2025

From the current quote of $2.86, that WOULD mean roughly a 42% rise, a gain that would push XRP above its long-held ceiling. That ceiling has been more than symbolic: XRP has not traded above $3.80 since 2018.

Technical Indicators Point To Recovery

Several chart analysts have flagged signals that they say back the bullish case. Ali Martinez reported a TD Sequential buy on the four-hour chart, an indicator some traders use to time entries after a string of lower closes.

Supporters point to historical backtests showing about 60–70% accuracy on higher timeframes, and that three out of four two-week buy signals since 2022 were followed by major rallies.

Traders also note that XRP has broken a downtrend after bottoming at $2.65 on September 1, and that it is holding above the 50% Fibonacci retracement and the 50-day moving average — both seen as bullish by many.

XRP has been stuck NEAR $3 for weeks, first stalling in July and failing to break out since. The token remains below a swing high of $3.65 established two months ago, a drop of about 25% from that peak.

Yes the lawsuit excuse has run its course for any further lack of XRP adoption or flat price action. https://t.co/Gl2U8Z7Ui9

— bill morgan (@Belisarius2020) September 22, 2025

Beyond charts, legal and regulatory developments are feeding the story. Reports have disclosed that Ripple initially put a $125 million fine into escrow after Judge Torres issued her final judgment.

@FilanLaw Have the $125Mil in escrowed funds from @Ripple for the Fines imposed by the Judge in the case with the SEC been settled to the Treasury?

— Jake Claver, QFOP (@beyond_broke) September 21, 2025

The SEC agreed earlier this year to reduce the penalty to $50 million in a settlement, but the judge rejected requests to cut the original $125 million order.

Both parties later withdrew appeals in the US Second Circuit in August, and the exact status of the escrowed funds has not been widely explained.

Meanwhile, speculation that SEC approval for an XRP ETF could come next month has added another LAYER of bullish expectation, with some supporters saying billions might flow in if an ETF wins the regulator’s nod.

Featured image from Unlock Media, chart from TradingView