What’s the Best Cryptocurrency Under $0.10 to Buy This Month? This New Token Could Surge 650%
- Why Are Investors Flocking to Sub-$0.10 Cryptos Like MUTM?
- How Does Mutuum Finance’s Lending System Work?
- What’s Driving the 650% Price Prediction?
- Is MUTM’s Security Really “CertiK-Clean”?
- When Could MUTM Hit Major Exchanges?
- FAQ: Your Mutuum Finance Questions Answered
Looking for the next big crypto gem under a dime? Mutuum Finance (MUTM) is turning heads with its innovative DeFi lending platform and a presale that’s already raked in $18.6 million. Analysts compare its early trajectory to Solana’s breakout—and with a potential 650% upside, it’s no wonder investors are piling in. Here’s why MUTM might be the best sub-$0.10 crypto bet of November 2025.
Why Are Investors Flocking to Sub-$0.10 Cryptos Like MUTM?
Budget-friendly tokens with real utility are this cycle’s darlings, and Mutuum Finance checks both boxes. Priced at just $0.035 in its Phase 6 presale (up from $0.01 at launch), MUTM offers a rare combo: CertiK-audited security, a clear roadmap, and a lending model that could disrupt DeFi. The project’s already attracted 17,900 holders—86% of its current presale phase is snapped up. As one BTCC analyst put it: “This isn’t another meme coin. The dual-market lending design solves real pain points.”
How Does Mutuum Finance’s Lending System Work?
Imagine getting interest-bearing tokens (mtTokens) for deposits while borrowers enjoy dynamic rates. That’s MUTM’s dual-market magic:
- Pool-based lending: Deposit assets → earn mtTokens that appreciate with interest.
- Peer-to-peer loans: Fixed LTV rules (e.g., 75% LTV = $750 loan per $1,000 collateral) with rate adjustments based on liquidity.

What’s Driving the 650% Price Prediction?
Three factors fuel the hype:
- Presale momentum: 796 million tokens sold across 6 phases—a rarity for pre-launch projects.
- V1 testnet launch: Scheduled for Q4 2025 on Sepolia, featuring liquidity pools and Chainlink-powered oracles.
- Comparisons to Solana’s early days: Similar community growth patterns and a “build first” mentality.
Is MUTM’s Security Really “CertiK-Clean”?
Short answer: Yes. The project boasts a 90/100 CertiK score (rare for presale tokens) and a $50K bug bounty program. Their liquidation bot uses chainlink for real-time pricing—critical for avoiding another LUNA-style collapse. As one dev on X joked: “Their smart contracts are so tight, even a typo would need collateral.”
When Could MUTM Hit Major Exchanges?
While no dates are confirmed, the team’s roadmap hints at Tier-1 listings post-mainnet launch (est. Q1 2026). BTCC and other exchanges typically list tokens with:
- $10M+ presale raises (check—MUTM has $18.6M)
- 10K+ holders (check—17,900 and counting)
- Live product (coming soon)
FAQ: Your Mutuum Finance Questions Answered
What makes MUTM different from Aave or Compound?
While giants like Aave use pooled lending only, MUTM’s hybrid model lets users choose between pools (for simplicity) or P2P loans (for better rates). It’s like UberPool vs. UberX—same goal, different experience.
How high could MUTM realistically go?
Analysts cite two targets:
- Short-term (2026): $0.18-$0.25 if mainnet adoption meets projections.
- Long-term: $0.48+ if Layer 2 integrations and stablecoin partnerships materialize.
Where can I buy MUTM right now?
Only through theiruntil exchanges list it. Always double-check URLs—scammers love impersonating presales.